Brexit & Mortgages in York

Next Move For New or Existing Homeowners

With the October 31st Brexit deadline behind us, it begs the questions as what our next move is as a country. With everyone in despair and uncertain about the things they hear in the news, it can be hard to find reliable advice.

Many people have been pondering on what the right path is to go down in terms of the property market, potentially losing out on chances which may have benefitted them in the future.

By overviewing the property market for many years and seeing how external factors have influenced it over previous years such as politics, our Mortgage Advisors in York are projecting their own ideas on the potential outcomes for customers post-Brexit. It would seem that there is a lot of pent-up demand at the moment.

It is for this reason that we are advising our clients to make sure they get the full advantage of all the options available to them, especially if they’re just waiting for the right time which may not work out in their favour. If you are thinking of moving in 2020, then we would advise you to come in and have a chat with us at your earliest convenience. We’ll try and get your home valued whilst Estate Agents are quiet.

The process of making sure your home is prepared and getting it on the market can take a few weeks. This is including the 2 or 3 valuations providing a secured opinion, the adequate time for you to decide on an Estate Agent, finalise your agency agreement and get the photos finalised.

Furthermore, if many other people thinking in the same way as you, waiting may hold you back. By the time new year approaches and your home is on the market – so is theirs. The more houses that are available on the market, the more options there are for potential homebuyers, which has the possible effect of lowering house prices.

The Benefits of Staying Ahead of The Market

By staying ahead of the market and not waiting to get your home valued now will mean many things, to list a few:

You’re prepared

When the decision of Brexit is finally announced you have all the information there available at your fingertips.

No obligation

The decision to sell is all yours, it is not a means to an end but it’s giving you a head start.

Improvements can be made

If you do decide to sell you have the incentive to spruce up your property but if you choose not to, you already know the figures and the feedback to possibly get the figure higher by carrying out a remortgage for home improvements.

So if you’re thinking of moving home in 2020 or the near future, contact us to discuss your mortgage options and if you are after Mortgage Advice in York. We offer all customers a free no-obligation consultation.

Mortgage Advice in York for All Situations


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www.financial-ombudsman.org.uk

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Yorkmoneyman, York Hub, Popeshead Court Offices, Peter Lane, York, YO1 8SU.

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