Through our time as an experienced Mortgage Broker in Huntington, we have dealt with a range of mortgage circumstances which means there is rarely a situation we haven’t come across before. Our exceptional service has helped a plethora of homeowners and homebuyers achieve their mortgage goals.
Here at Yorkmoneyman, we always strive for successful customer journeys regardless of if you are new to the property world, looking to move to another or are due a remortgage on your family home. We offer many mortgage options as seen below. As well as this, our team can help with various mortgage circumstances that may come up during your mortgage journey.
Booking a free mortgage appointment with a mortgage advisor in Huntington is made easy through our simple “Book Online” system. Simply pick your preferred date and time on the spot. Alternatively, a quick call to our team allows you to arrange a date and time over the phone with one of our team members.
During your free mortgage appointment, you’ll have the opportunity for a conversation with a knowledgeable mortgage advisor in Huntington. Feel free to pose any questions about your mortgage situation. In this session, your mortgage advisor in Huntington will delve into your personal and financial landscape, asking questions about your scenario and what you aim to achieve.
All this information forms the basis for finding the perfect mortgage product tailored to your specific circumstances. Post-appointment, your mortgage advisor in Huntington will diligently explore our extensive panel of lenders, sifting through thousands of mortgage products to discover the ideal fit for you and your property.
Don’t hesitate to reach out, even if your situation seems slightly unusual or complicated. Chances are, we’ve encountered a similar challenge before!
Many of our customers who are looking to buy their first home get in touch with our team to get an idea of the suitable steps to take. The process for a First Time Buyer can be a significant milestone in their life which can be both exciting and daunting.
This is where our expert Mortgage Advisors in York & Huntington can help. They can provide support on beginning your mortgage journey by advising the most suitable steps to take to achieve the goal of purchasing your first home. Furthermore, we will be by your side from your initial appointment all the way through to getting the keys to your first home.
You might be a homeowner who is coming towards the end of your initial fixed period, you may be looking at the option of moving home. Many homeowners choose to move home instead of remortgaging. It could be for the need for more space for an office or to grow your family. Alternatively, you might want to move to a different location or want better living costs.
We understand the moving home process can be very stressful with having to find someone to buy your home, pack your belongings and make arrangements for your new home purchase. Our team strive in providing a high level of Mortgage Advice in York & Huntington and work hard in reducing your stress.
Whether you are a first time landlord or you have a large portfolio, our team can search through 1000s of products to find the one that is perfect for achieving your investment goals. Buy to Let is a popular choice as it can be very rewarding in the long run and is one our team encounter on a regular basis.
Here at Yorkmoneyman, our team of Mortgage Advisors in York & Huntington have grown relationships with many landlords who get in touch looking to build their property portfolios. This still applies regardless of if they are making a purchase in their name or with a SPV (Special Purpose Vehicle), like a Limited Company.
If you are coming towards the end of your fixed term mortgage, you might want to go down the route of a Remortgage. Our team of Mortgage Advisors in York & Huntington can help you with the options available.
Remortgaging can be beneficial if you are looking to find a better deal, release equity to put towards home improvements, to raise capital or something else. This option is one that is suitable for homeowners who prefer to stay put in their current home.
When it comes to self-employed applicants in York & Huntington, the one obstacle that you may encounter in the process is evidencing your income. You need to show that you have a consistent and sufficient income which can be a challenge, however, it still can be done.
Here at Yorkmoneyman, we have extensive experience in supporting many self-employed applicants on their mortgage journey. One of our expert Mortgage Advisors will look through your case in detail, recommend you the most suitable mortgage product as well as the next steps you should take. By doing this, you will more likely go through the process successfully.
If you’re interested in the possibility of taking out a mortgage over the age of 55, first you should explore your options to see what is available.
A member of our later-life mortgage team can look at whether you can still go the traditional mortgage route or whether you need something a little more specialist. Simply book your complimentary mortgage appointment online.
Our later-life mortgage team in Huntington is committed to assisting you with your mortgage needs.
Our Customers Love Us
4.96 Rating172 Reviews
They have been brilliant. Kept me informed and tried their best to get me to a point where I could apply for a mortgage. Only note to say is before committing wait for fully reviewed, not a criticism of UK money man and more just advice.
1 week ago
Excellent service from start to finish very helpful would recommend and use again
1 month ago
Fantastic, efficient service from Wayne & Jo. Would highly recommend
3 months ago
I find all things mortgage quite daunting yorkmoneyman completely took the worry away. I have taken my first mortgage and remortgaged with them. Lovely team, I highly recommend
5 months ago
Yorkmoneyman helped us get the right mortgage at the best rate available, Dinah who was our contact was helpful, knowledgable, friendly and made the mortgage procedure simple and quick for us to complete, would definitely recommend 😬
5 months ago
Charlie outstanding once again, 2nd Mortgage I’ve now got from him and referred everyone I know! Thanks again to you and your team!
6 months ago
Chris was excellent in guiding us through the process, and very well supported by Stacey. Everyone was always friendly, professional and very quick to respond.
6 months ago
I couldn't recommend this service highly enough. Dinah, our advisor was so helpful, knowledgeable and patient. She made everything easy and couldn't do enough to make everything happen.
6 months ago
Why do you make me write in this box?
6 months ago
Both Matt and Debbie are very kind and patient! They are skillful and help me a lot! Appreciate them!
6 months ago
We asked Yorkmoneyman for assistance with obtaining our new mortgage, and would absolutely recommend! Their knowledge and expertise was second to none, and nothing was too much trouble. Many thanks to Wayne and Stacey for all they have done for us.
7 months ago
Jason has been a massive help since i first went to him, is very quick with getting back to any problems we may have! Would recommend
7 months ago
I am genuinely delighted to share my exceptional experience with Dinah at Yorkmoneyman - Mortgage Brokers. From our initial conversation to securing an incredible mortgage rate, Dinah's professionalism, knowledge, and dedication truly stood...
7 months ago
Working with Dinah has been an absolute delight. She has supported the application process at every step and has made the whole process as stress-free as possible. I highly recommend her services.
8 months ago
Great service - quick, efficient and honest. Will be using again.
8 months ago
Provided an excellent service. Really impressed with the knowledge of the current mortgage market and provide good advice. Weren’t pushy and gave plenty of options based on what we required, wouldn’t have been an issue if we just walked away as...
9 months ago
The team were brilliant from first contact, talking through our options. And really listened to what we wanted. They were exceptionally thorough checking all the documentation ensuring everything was in place prior to putting the mortgage...
9 months ago
York moneyman was very helpful with both finding us the best rate for our initial mortgage and then again when it was time to remortgage. The remortgaging advice was particularly welcome in these challenging times as it was free and helped us get...
10 months ago
From start to finish, helpful and informative all the way. Sound advice and quick responses. Would absolutely recommend York moneyman to anyone and would use again definitely.
10 months ago
I used Yorkmoneyman service second time to remortgage my house and they were brilliant, happy with customer service, quick response, great communication and I would highly recommend.
11 months ago
Get in touch with us and schedule your free mortgage appointment with one of our mortgage advisors in Huntington.
As a mortgage broker in Anlaby, we work 7 days a week to ensure you can reach out at a time that suits you best.
During your free mortgage appointment, your mortgage advisor in Huntington will ask you a series of questions to get an idea of what you are trying to achieve.
They will also conduct an affordability assessment and look at your credit to determine how much you can borrow for a mortgage in Huntington.
Your mortgage advisor in Huntington will begin to search through 1000s of mortgages to find one best suited to your personal and financial situation.
Once they find the perfect product for you, they will present it to you in the form of a mortgage illustration. If you are happy to proceed with our service and the mortgage product, we can begin preparing your mortgage application.
From here, you will work with a case manager. They will help you prepare and submit your mortgage application.
Once we send off your mortgage application to the lender, all that is left to do is wait for a response! Your case manager will keep you up-to-date if any updates are given regarding your application.
Getting mortgage advice in Huntington has never been easier. Simply book your free mortgage appointment online or by giving us a call.
We have slots available early in the morning, during the afternoon or later in the evening if you would prefer those times. You choose the option which best fits you.
Our mortgage advisors in Huntington have access to a vast panel of lenders, offering 1000s of mortgage products.
We meticulously search through both high street and specialist offerings to identify the one that best suits your personal and financial situation.
Being a responsive mortgage broker in York, we are at your service seven days a week.
Our fantastic reviews truly reflect the positive experiences our customers have had. Each review highlights the value our service brings in helping someone find the ideal mortgage product.
Visit our reviews page for a glimpse into how we’ve assisted our customers.
When considering taking out a mortgage in Huntington, you’ll typically be required to put down a minimum of a 5% deposit on the property.
However, if you have a poor credit history, you may be looking at a deposit of around 10%-15%. Keep in mind that these figures can vary among different lenders.
As your mortgage broker in Huntington, we will start with a Fact Find. During this stage of the process, we will get a better view of your personal and financial situation which will help us when selecting a mortgage deal.
You will then have a credit check performed on you, this step is essential to obtain an agreement in principle. Once you’ve handed us all of the relevant documentation and a valuation of the property has been completed, a formal mortgage offer can be offered.
For mortgage advice in York and to begin your mortgage process, get in touch today!
We always recommend trying to have an agreement in principle in place before viewing properties. An agreement in principle could put you in a position that would let you negotiate prices.
You may find it slightly harder to get accepted for a mortgage with previous credit problems, however, it’s not impossible! The difference is that you may be asked to put down a higher deposit than usual, perhaps 10-15% of the property purchase price.
Our mortgage advisors in York are able to obtain a mortgage agreement in principle for you within 24 hours of your free mortgage appointment.
Simply book your appointment with us and we can arrange this for you.