Common mortgage scenarios in York
During our time spent working in the mortgage sector, we’ve built up close relationships with lenders and building societies. This has allowed us to access 1000s of competitive products.
Everyone’s mortgage situation is different, and not everyone will be able to access these top-end deals. There are many different situations that we come across, here are some of the most common first time buyer situations that we come across:
Need to find out how much you can borrow?
During the first stage of your mortgage journey, you’ll need to work out how much you can borrow. There are a couple of different ways that you can do this.
You can either use our free online mortgage affordability calculator or for an accurate measure, you can get in touch with us. We will look at your income, credit file and expenditures to calculate how much you can borrow for a mortgage.
Ready to make an offer?
Once you’ve found your dream home that you want to make an offer on, firstly, you’ll need to arrange the mortgage part of the process. Once you’re in this position, it may be wise to speak with a mortgage advisor in York.
It’s nice and easy to book a mortgage appointment online. We are open 7 days a week, so you can book in with an advisor on a weekend if that works better for you.
Has your offer been accepted?
If your offer has already been accepted, you’re ready to start your mortgage process straight away.
Using a mortgage broker in York like us could speed up your mortgage process. We know exactly what we’re doing during every point of the mortgage process.
Need an agreement in principle?
Having an AIP is an essential part of your mortgage journey. You must have one in order to move forward with your mortgage application.
We can arrange an AIP for you within 24 hours of your enquiry. So, if you need a quick turnaround to support your offer, feel free to get in touch with our team.
Struggling to get accepted by your lender?
Whatever the reason is for being declined by your lender, we would advise that you don’t keep applying. There may be something on your file that you don’t know about that is harming your application.
The more that you apply, the greater the damage on your record. Let us help you if you’re struggling with your mortgage process, we have experience and specialist knowledge in this sector.
Why choose us for First Time Buyer Mortgage Advice in York?
We have been delivering mortgage advice in York for over 20 years now, we know exactly what we’re doing. With the combination of our experience and knowledge, we will try our best to get you a perfect mortgage deal.
Open & honest
Part of our job as a mortgage broker in York is to be completely transparent with you. We will be always open and honest with you.
If we cannot find you a better rate than what you’re currently on/have been offered, we will make sure that you’re aware of this.
7 days a week
You can book your own mortgage appointment online through our ‘Get Started’ process. We have availability 7 days a week and are open until late!
Book a free mortgage appointment and start your mortgage process today.
Overtime, we’ve collected many customer reviews. Every review shows how invaluable our service is and how much our customers have loved it.
Take a look at our outstanding reviews and see them for yourself.
We can search 1000s of deals
Yorkmoneyman can access a wide range of competitive mortgage products. We have both specialist and high street products to hand.
We will search the market and try and find you a deal that matches your personal and financial situation perfectly.