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First Time Buyer
Mortgages in York

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7 days a week, 8am - 10pm

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First Time Buyer
Mortgages in York

Discover your borrowing potential and move closer to securing your dream home as a first time buyer in York.

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What would you like help with today?

UK residents only.

Do you live in the property?

What best describes your current employment status?

How long have you been self-employed?

Which age bracket does the youngest applicant fall into?

Which age bracket does the youngest applicant fall into?

Please tell us more about what you are looking to achieve

Please provide as much detail as possible below

Are you an existing buy to let property owner?

Where are you in the property purchase journey right now?

Do you have at least a 25% deposit available?

Will the property be bought through a limited company?

Is the limited company already set up?

Which type of insurance are you looking to take out?

Select as many options as you like

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation

This will help us provide you with the most suitable insurance advice.

How can we help?

Tell us a bit about your situation and what you’d like help with.

What best describes the property?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

Where are you in the property purchase journey right now?

How would you describe your credit history?

Do you have at least a 15% deposit?

What best describes your current employment status?

How long have you been self-employed?

Which age bracket does the youngest applicant fall into?

Would you prefer a video or telephone call?

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Once your details have been submitted, a member of our team will give you a callback as soon as possible.

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Looking at Getting a First Time Buyer Mortgage in York?

We know that the thought of buying your first home and taking that leap of faith onto the property ladder can be quite daunting, and that’s why we’re here to help.

We’ve been helping first time buyers for over 20 years; we have the experience and the knowledge to get you through the mortgage process. Once you get in touch with one of our mortgage advisors in York, we can get your mortgage journey started.

First Time Buyer<br>Mortgages in York

Competitive First Time Buyer Products

Our vast catalogue of both high street and specialist lenders will help you find a competitive product.

We can search through 1000s of deals, trying to locate one that perfectly matches your personal and financial situation. A mortgage broker in York like us only has your best interest at heart, our aim is to also save you time and money.

You can book your own mortgage appointment online! Choose your date and time to speak directly with a mortgage advisor in York.

How much deposit do I need for a mortgage in York?

Although depending on various factors such as your credit score, as a first time buyer in York, you’ll usually require a minimum of 5% of the property purchase price.

Unfortunately, if you do have a low credit score, you may have to put down a higher deposit, e.g., 10%-15%.

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Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

FAQ's From First Time Buyers in York

Our Customers Love Us

Reviews Stars4.96 Rating214 Reviews

Our Simple Mortgage Process

Free Initial Mortgage Appointment

Free Initial Mortgage Appointment

Step 1

During your free initial mortgage appointment with a mortgage advisor in York, you’ll have the opportunity to discuss your financial situation.

They will conduct a comprehensive evaluation of your income and expenses to provide tailored guidance.

We Can Search 1000s of Mortgage Deals

We Can Search 1000s of Mortgage Deals

Step 2

In York, our team of specialists can explore 1000s deals specifically designed for first time buyers.

Following your mortgage appointment, we’ll arrange an agreement in principle (AIP) for you, typically within 24 hours. This serves as a valuable tool when making offers on a property.

Submit Your Mortgage Application

Submit Your Mortgage Application

Step 3

Once you have received an accepted offer on a property, our case managers will work with you to begin preparing your mortgage application.

Once we are ready to do so, we can send your application off to the mortgage lender.

Protecting You and Your Mortgage

Protecting You and Your Mortgage

Step 4

Now that you have submitted your mortgage application, all that is left to do is to wait for the mortgage lender’s response!

Alongside the mortgage, we will recommend insurance products to protect you and your family in the future.

Why choose us for mortgage advice in York?

Open & honest

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Part of our job as a mortgage broker in York is to be completely transparent with you.

If we cannot find you a better rate than what you’re currently on/have been offered, we will make sure that you’re aware of this. This is what we mean with open and honest mortgage advice in York.

7 days a week

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You can book your own mortgage appointment online through our ‘Get Started’ process. We have availability 7 days a week and are open until late!

Book a free initial mortgage appointment and start your mortgage process today.

Our reviews

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Overtime, we’ve collected many customer reviews. Every review shows how invaluable our service is and how much our customers have loved it.

Take a look at our outstanding reviews and see them for yourself.

We can search 1000s of deals

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Yorkmoneyman can access a wide range of competitive mortgage products. We have both specialist and high street products to hand.

We will search the market and try and find you a deal that matches your personal and financial situation perfectly.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

We Search 1000s of First Time Buyer Mortgages in York

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The Home Buying App

Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.

Download For Free
Our Home Buying App

Common First Time Buyer Mortgage Scenarios

Our Mortgage Guides

Yorkmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

© Yorkmoneyman 2009–2026

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