As a self employed applicant, it can be a little harder to get a mortgage. You need to provide more pieces of evidence and the process can take a little longer, especially when it comes to finding the right product.
Our job, as your mortgage broker in York, is to help you with this. We have worked with many self employed applicants, and in most situations, we are able to help.
To work out your mortgage affordability as a self employed applicant, book your free initial mortgage appointment online and speak with a self employed mortgage advisor in York.
When determining whether to lend to you or not, your lender will look at various different factors:
We will go through how to evidence these step by step and tell you exactly why these need to be looked at. If you’re confused or have any questions throughout the process, feel free to ask your mortgage advisor in York. Your advisor and our team will be right by your side!
As a mortgage broker in York, it is our job to help you make your way through the mortgage process. We know that it can be stressful when you’re self employed and are struggling to get a mortgage, that’s why we do what we do!
You can get your mortgage process started now by using our online booking feature. You can book your appointment for the morning, daytime, evening or even the night, it’s completely up to you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
4.96 Rating213 Reviews
Steven
Very happy with the level of service, helped us through every stage at no point did we feel like we didnt know what was going on.
1 month ago
Rebecca
Charlie was brilliant. Very friendly and efficient. Would definitely recommend.
2 months ago
nicholas
simple process with friendly and helpfull staff
3 months ago
Sarah
Fantastic, friendly service from a super efficient and highly knowledgeable team! This was the first time we've been through the process and we were fully supported at every stage.
3 months ago
Anonymous
Amazing team. Honest and helpful throughout. Malcolm is wonderful.
4 months ago
Lewis
Excellent, thorough service that is definitely worth the money.
4 months ago
Phil
Absolutely brilliant service from Conor and the rest of the team. I was provided clear details and guidance around my options and they made the process an absolute breeze. Really took the headache out of what can be a very stressful process. Would...
5 months ago
Raphaella
Brilliant service helping me to remortgage.
6 months ago
Katy
Matt and the team have been great. Quick turnaround from AIP to formal offer. Good advice and explained well in the initial stages. Overall very easy and simple process.
7 months ago
Nathan
Matt Collinson and his support team are brilliant, second time of using them and both times have been very smooth and simple! They have enabled to to exceed all my expectations the houses I would be able to purchase!
7 months ago
Reece
Very helpful, very efficient. Good service from a good team.
8 months ago
Anonymous
Made the remortgaging process very simple and completely painless! Highly recommend.
8 months ago
Anonymous
My industry generally uses fixed-term contracts and this complicated my situation when looking for my first mortgage. With my broker's help I was able to secure a mortgage and recently completed the purchase of a property. Thanks.
8 months ago
Grayson
smooth process throughtout. great communucation.would highly recommend to anyone looking for a mortgage broker.
8 months ago
Kieran
Helped me through my morgage process with no issues and was always just a phone call away to help me with any questions very great service throughout would highly recommend.
8 months ago
Mr.
Excellent advice given since I first started using their services. Honest and clear.
8 months ago
Chris
Fantastic service, Charlie and the UK Moneyman team went above and beyond to understand our financial situation and help us to get on the property ladder. Everything was patiently and clearly explained to us and we were kept up to date with the...
9 months ago
Anonymous
Excellent and personalised service
10 months ago
Alison
Have been very impressed. Certainly smoothed the whole process. Got a good deal on an atypical mortgage. Got an agreement in principle very quickly.
10 months ago
Simon
Excellent service
11 months ago
During your mortgage appointment, we can take some initial details and find out about your plan of action to get to know your Self Employed situation a bit better.
Once we have the information that we need, we can begin searching through 1000s of mortgage deals to find the most appropriate deal tailored to your personal and financial situation.
Once we have found you a mortgage, we will recommend it to you in the form of a mortgage illustration. If you are happy to continue with our service and the product, we can prepare and send off your mortgage application.
Our service is not just about finding the perfect mortgage deal for your individual circumstances, we will also recommend insurances to take out alongside your mortgage. This is to ensure you and your family are protected in the future.
We’re open from early until late, meaning that you can book your free initial mortgage appointment at a time that suits you. We want to work around you so that you can work around your social life, work and hobbies. Our self employed mortgage advisors in York will also be available to answer questions that you have at any point during your journey – no question is a stupid question!
We can search through 1000s of mortgage products in order to try and find you a product that matches your personal and financial situation. Our team are experienced with self employed lending criteria and know the exact requirements that lenders are looking for.
Yorkmoneyman is here to help you through your mortgage process. Our team will be open and honest with you at all times, trying and find you the most suitable mortgage deal that’s available to you. When you’re in need of mortgage advice in York, we want to be there to help.
We know the difficulties of getting a mortgage as a self employed mortgage applicant, therefore we want to make sure that you’re receiving the best service possible.
You may benefit from taking a look at our customer reviews. There may be someone who was in the same situation as you are now! Customer satisfaction means everything to us. From start to finish, we aim to provide a five-star service.
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