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Self Employed Mortgage Advice in York

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Self Employed Mortgage Advice in York

Speak to a mortgage expert today for tailored self employed mortgage advice in York.

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What would you like help with today?

UK residents only.

Do you live in the property?

What best describes your current employment status?

How long have you been self-employed?

Which age bracket does the youngest applicant fall into?

Which age bracket does the youngest applicant fall into?

Please tell us more about what you are looking to achieve

Please provide as much detail as possible below

Are you an existing buy to let property owner?

Where are you in the property purchase journey right now?

Do you have at least a 25% deposit available?

Will the property be bought through a limited company?

Is the limited company already set up?

Which type of insurance are you looking to take out?

Select as many options as you like

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation

This will help us provide you with the most suitable insurance advice.

How can we help?

Tell us a bit about your situation and what you’d like help with.

What best describes the property?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

Where are you in the property purchase journey right now?

How would you describe your credit history?

Do you have at least a 15% deposit?

What best describes your current employment status?

How long have you been self-employed?

Which age bracket does the youngest applicant fall into?

Please provide your contact details below

Once your details have been submitted, a member of our team will give you a callback as soon as possible.

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Mortgage Advice for Self Employed Mortgages in York

As a self employed applicant, it can be a little harder to get a mortgage. You need to provide more pieces of evidence and the process can take a little longer, especially when it comes to finding the right product.

Our job, as your mortgage broker in York, is to help you with this. We have worked with many self employed applicants, and in most situations, we are able to help.

To work out your mortgage affordability as a self employed applicant, book your free initial mortgage appointment online and speak with a self employed mortgage advisor in York.

Self Employed Mortgage Advice in York

What will Self Employed Mortgage Lenders Look at?

When determining whether to lend to you or not, your lender will look at various different factors:

  • Your income/salary
  • Previous years of accounts’
  • Costs and expenses that are operated within your business
  • Bank statements

We will go through how to evidence these step by step and tell you exactly why these need to be looked at. If you’re confused or have any questions throughout the process, feel free to ask your mortgage advisor in York. Your advisor and our team will be right by your side!

How is my income assessed as a Self Employed applicant?

As a mortgage broker in York, it is our job to help you make your way through the mortgage process. We know that it can be stressful when you’re self employed and are struggling to get a mortgage, that’s why we do what we do!

You can get your mortgage process started now by using our online booking feature. You can book your appointment for the morning, daytime, evening or even the night, it’s completely up to you.

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Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

FAQ's From Self Employed Applicants

Our Customers Love Us

Reviews Stars4.96 Rating213 Reviews

Our Simple 4-Step Process

Free Initial Mortgage Appointment

Free Initial Mortgage Appointment

Step 1

During your mortgage appointment, we can take some initial details and find out about your plan of action to get to know your Self Employed situation a bit better.

We Can Search 1000s of Mortgage Deals

We Can Search 1000s of Mortgage Deals

Step 2

Once we have the information that we need, we can begin searching through 1000s of mortgage deals to find the most appropriate deal tailored to your personal and financial situation.

Submit Your Mortgage Application

Submit Your Mortgage Application

Step 3

Once we have found you a mortgage, we will recommend it to you in the form of a mortgage illustration. If you are happy to continue with our service and the product, we can prepare and send off your mortgage application.

Protecting You and Your Mortgage

Protecting You and Your Mortgage

Step 4

Our service is not just about finding the perfect mortgage deal for your individual circumstances, we will also recommend insurances to take out alongside your mortgage. This is to ensure you and your family are protected in the future.

Reasons to Choose us

Flexible Mortgage Appointments

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We’re open from early until late, meaning that you can book your free initial mortgage appointment at a time that suits you. We want to work around you so that you can work around your social life, work and hobbies. Our self employed mortgage advisors in York will also be available to answer questions that you have at any point during your journey – no question is a stupid question!

1000s of Deals

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We can search through 1000s of mortgage products in order to try and find you a product that matches your personal and financial situation. Our team are experienced with self employed lending criteria and know the exact requirements that lenders are looking for.

Our Service

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Yorkmoneyman is here to help you through your mortgage process. Our team will be open and honest with you at all times, trying and find you the most suitable mortgage deal that’s available to you. When you’re in need of mortgage advice in York, we want to be there to help.

Our Reviews

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We know the difficulties of getting a mortgage as a self employed mortgage applicant, therefore we want to make sure that you’re receiving the best service possible.

You may benefit from taking a look at our customer reviews. There may be someone who was in the same situation as you are now! Customer satisfaction means everything to us. From start to finish, we aim to provide a five-star service.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

We Search 1000s of Self Employed Mortgages in York

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Yorkmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

© Yorkmoneyman 2009–2026

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