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If you are looking for a mortgage over 60 in York, rest assured, you have numerous options available. As a mortgage broker based in York, we are well-equipped to handle a diverse range of scenarios:
If you’re looking for a mortgage over 60 in York, there are six primary options you’ll want to look at:
Remember, it’s crucial to consider all your options thoroughly and seek mortgage advice in York when choosing a mortgage plan.
When looking for a mortgage over 60 in York, it’s important to consider all options before settling on equity release, which should typically be your last resort. Many other ways may be better suited to your situation.
Speaking with a mortgage broker in York can be invaluable when you’re navigating the mortgage landscape over 60. Our role is to thoroughly examine all accessible mortgage options for you, with a focus on identifying a solution that saves you money and aligns with your personal and financial situation.
Speak with one of our over 60 mortgage advisors in York and start your process today.
Contrary to what people usually think, obtaining a mortgage over 60 in York is indeed possible! In fact, many individuals within this age group continue to invest in property.
There are many reasons why people over 60 in York may choose to buy a property, such as wishing to live closer to their loved ones or opting for a smaller home. A big house might not be necessary anymore, and the desire to lend a helping hand with family childcare responsibilities can be a deciding factor.
Before making a decision to purchase a new property, it’s critical to thoroughly investigate all your available mortgage choices. Speaking with a mortgage advisor in York can shed light on the range of mortgage products open to you.
We are committed to helping you discover your options and identify the mortgage product that best fits your requirements.
Getting a mortgage isn’t limited by your age. People from all age groups, from 18 to even 100+, have a variety of options open to them.
There’s a plethora of mortgage options out there, with both fixed and variable interest rates. In some situations, you may need to explore more specialist solutions such as an equity release or a lifetime mortgage in York. However, we see these options as a last resort and prefer to exhaust all other possibilities first.
Our team of mortgage advisors in York are dedicated to guiding you towards the product that best fits your circumstances, considering your age, income, and objectives. To discuss your options, arrange a free consultation with our skilled team, either online or over the phone.
Getting a mortgage post-retirement is certainly possible. In York, there’s a wealth of mortgage options at your disposal once you’ve retired, and our job is to find the perfect one that fits your requirements.
Our mortgage advice in York will stem from a thorough assessment of your personal and financial situation. Factors such as your ability to manage monthly repayments, the sum you wish to borrow, and your pension income will all be closely examined.
Your mortgage advisor in York will guide you through all of these elements during your free mortgage consultation.
We regularly hear from customers struggling to meet their credit card and loan repayments with their pension income. In such circumstances, it’s crucial to seek advice from a mortgage broker in York. We can assess your individual and financial situation, and then suggest an appropriate solution tailored to your requirements.
If you are in this situation, you may require a debt consolidation mortgage in York. It’s important to realise that this comes with inherent risks, as it transforms unsecured debt into secured debt against your property.
Our dedicated team is devoted to carefully explaining all the related risks. We ensure that you thoroughly comprehend all potential consequences, including the possibility of your property being repossessed.
Our Customers Love Us
4.95 Rating183 Reviews
Matt
Highly recommend Yorkmoneyman. Every step of the way Wayne and Jo have been extremely helpful and friendly. Wayne got us a great deal on our mortgage and he and Jo ensured we understood every detail. When we needed to switch properties, they handled...
2 days ago
Katie
Excellent service. I was provided with support and advice from Leo. I began my journey in March 2023 when I initially started looking. I the did not find a property until March 2024 where I got back in contact with York money man and Leo and...
2 weeks ago
Dennis
I found york money man online and wasn’t disappointed. Wayne helped us get everything order and was highly efficient. The process was seamless and I would highly recommend.
1 month ago
Emma
Brilliant and detailed helped with everything effectively and efficiently. Thank you
1 month ago
Mr Henry
Absolutely fantastic service , as first time buyers the team at Yorkmoneyman made the process of applying for our mortgage unbelievably easy and stress free . We cannot recommend them enough!
1 month ago
David
Great service, really helpful in understanding our individual circumstances and getting the best deal for us. Communication was top class right throughout the process, would highly recommend.
1 month ago
Mitchell
5 stars. They have been very helpful. Made the initial process of looking for and buying a house simple. Explained all the processes in an easy to understand way. Being able to suggest solicitors and surveyors took away a massive amount of the...
2 months ago
Anonymous
Couldn’t have asked for more from Tom and Jo. Super patient and helpful throughout!
2 months ago
Joseph
Our advisor Leo was incredibly helpful throughout our process. Explained everything clearly and answered any questions we had. I would definitely recommend Moneyman for anyone looking to buy a house.
2 months ago
Imogen
We had a great experience working with Leo and Paula on our mortgage application. As first time buyers we had no idea what the expect from the process but they have both been proactive, easy to contact and helpful throughout. Having the WhatsApp...
2 months ago
SL
They have been brilliant. Kept me informed and tried their best to get me to a point where I could apply for a mortgage. Only note to say is before committing wait for fully reviewed, not a criticism of UK money man and more just advice.
2 months ago
Phil
Excellent service from start to finish very helpful would recommend and use again
4 months ago
James
Fantastic, efficient service from Wayne & Jo. Would highly recommend
6 months ago
Hayley
I find all things mortgage quite daunting yorkmoneyman completely took the worry away. I have taken my first mortgage and remortgaged with them. Lovely team, I highly recommend
8 months ago
Peter
Yorkmoneyman helped us get the right mortgage at the best rate available, Dinah who was our contact was helpful, knowledgable, friendly and made the mortgage procedure simple and quick for us to complete, would definitely recommend 😬
8 months ago
Jack
Charlie outstanding once again, 2nd Mortgage I’ve now got from him and referred everyone I know! Thanks again to you and your team!
8 months ago
Jack
Chris was excellent in guiding us through the process, and very well supported by Stacey. Everyone was always friendly, professional and very quick to respond.
8 months ago
Helen
I couldn't recommend this service highly enough. Dinah, our advisor was so helpful, knowledgeable and patient. She made everything easy and couldn't do enough to make everything happen.
9 months ago
Nicholas
Why do you make me write in this box?
9 months ago
Wei
Both Matt and Debbie are very kind and patient! They are skillful and help me a lot! Appreciate them!
9 months ago
The first thing you need to do is arrange your free mortgage consultation or phone call with one of our mortgage advisors in York.
During this discussion, we'll assess your financial status and look into all the different options you might have. It's also a great chance for you to raise any questions you might be having!
Getting a mortgage over 60 in York can sometimes be tricky. However, it's our job to guide you in finding the perfect mortgage product that aligns with your requirements.
We will search through thousands of mortgage options to pinpoint the one that's most appropriate for your unique situation.
Once we identify a mortgage offer that perfectly fits your unique requirements, we can commence with your mortgage application.
Our devoted team of case managers will streamline the process of obtaining a mortgage over 60 in York. They will manage all the paperwork involved in the process, guaranteeing you a hassle-free experience.
Once your mortgage application has been sent off, we can also delve into your insurance options.
Our goal is to safeguard your and your family's future. In unfortunate circumstances such as your death or a serious illness, we strive to secure your family's financial well-being.
We offer a free chat with a mortgage advisor in York to all of our customers. You can schedule this by either making a booking online or giving our team a call to begin your process.
In this chat, we'll examine your individual and financial situation to pinpoint the most suitable mortgage solution for your circumstances.
As a trusted mortgage broker based in York, we pledge to provide a seamless journey in securing your mortgage.
Our primary focus is to alleviate any worries or stress associated with applying for a mortgage over 60 in York. We take on the responsibility of handling all the necessary paperwork and identifying the most suitable mortgage plan tailored to your individual and financial circumstances.
Having been in business for over twenty years, we've accumulated a wealth of experience in assisting customers obtain a mortgage over 60 in York. Regardless of the intricacy or simplicity of your case, we're confident in our ability to lend a hand.
We are here to support you during every stage of your journey. We are dedicated to keeping you fully briefed and involved throughout the entire procedure.
We're here to support you seven days a week, even on most bank holidays. Our aim is to be at your service when it best suits your schedule.
No matter if it's early in the morning, late in the evening or on the night, we're prepared to answer all your questions regarding obtaining a mortgage over 60 in York.
Our expert team has a strong track record in helping clients obtain a mortgage over 60 in York. This is due to the wide variety of mortgage options now available from lenders.
Commonly, individuals over 60 in York look for mortgages for reasons such as:
Should any of the above apply to you, or if you find yourself in a unique situation, we invite you to contact us.
We have a dedicated team of mortgage advisors in York who help applicants over 60. You can book a free mortgage consultation with them online or by giving us a call.
If you’re over 60 in York, you may find that the process of remortgaging your home varies in level of difficulty. Sometimes, it’s straightforward; other times, it might be a bit tricky.
Here are a few common reasons why people over 60 in York might choose to remortgage their homes:
If you’re approaching 60 in York, still working, and have a significant amount of equity in your property, we are likely able to organise a standard mortgage product for you. How affordable this will be will depend on factors such as your income, your outgoings, and the amount you want to borrow.
The amount of equity in your home usually increases the longer that you live within a property. It is possible, under specific conditions, to release this equity and obtain a significant cash sum.
People over 60 in York may consider releasing their home equity for several reasons:
Choosing the best mortgage option relies heavily on your personal situation, income, and plans for your property.
If you’re 60 and thinking about equity release in York, we’re always here to help.
For those aged 60 and above living in York, considering a remortgage on your property could serve as a savvy financial solution for funding your home renovation plans.
Folks who have been homeowners for an extended period often hold a considerable amount of equity in their property. This equity can be channelled towards upgrading and refurbishing your home. There are several reasons why you might think about remortgaging in York, such as:
We aim to support your home improvement journey by offering a selection of mortgage options specifically designed for individuals over 60 in York.
A remortgage in York could potentially provide a lower interest rate than a standard personal loan, depending on your financial circumstances.
Moreover, these home upgrades could potentially enhance the long-term value of your York property, positioning it as a smart long-term investment.
If you’re over 60 in York and contemplating the idea of consolidating your debts into a single monthly mortgage payment, seeking professional advice is essential.
We see many people in a situation where they can only make the minimum payments on their credit card. In this situation, you are just paying off the interest and never touching the debt that it owed.
As retirement nears, managing these financial commitments can become stressful, especially if your income is pension-based.
This is where debt consolidation can be useful. However, debt consolidation necessitates expert guidance. Without assistance from a mortgage broker in York, you expose yourself to the potential risks associated with debt consolidation. These risks need to be considered in your decision-making process.
Our team of mortgage advisors in York will assess your specific circumstances and the costs associated with your debts, providing advice tailored to suit your financial goals.
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Yorkmoneyman.com & Yorkmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Yorkmoneyman.com & Yorkmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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