Moving Home Mortgage Advice in York
If you are looking to York for a change of scenery or you currently live in York and are looking to move within the city , our dedicated team of mortgage advisors have experience in providing Mortgage Advice in York to a lot of customers in order to help them achieve their moving home goals.
Below, is just a few of the most popular scenarios we have encountered as a Mortgage Broker in York.
How Much You Can Borrow & The Costs
Many of our customers usually like to get an idea of how much they would be able to borrow as well as the interest rates at which this amount would be.
Along with this, they might want an idea of how much their monthly repayment could be, which is our customers get in touch for Mortgage Advice in York in the early stages of the mortgage process.
Need an Agreement in Principle
After you have attended our Free Mortgage Appointment, it’s then the job of your dedicated mortgage advisor to explore the best deal for your circumstances by searching through 1000s of mortgage products.
If you agree with the recommendation provided by your mortgage advisor, then the process of obtaining your mortgage agreement in principle can begin.
Having your mortgage agreement in principle (AIP) to hand, you are then ready to back up any offers that you would like to make on a property you are looking at when you are on the journey of achieving your mortgage dreams in York.
Your Offer on a New Home Has Been Accepted
As soon as you have had an offer acceptance on your new home in York, you now can get back into contact with your mortgage advisor.
This is where your full mortgage application can begin and is where we can provide assistance in recommending a conveyancing solicitor as well as informing you on the type of property surveys.
Having Trouble with the Bank
You might find yourself in a situation where you have had your mortgage application rejected by the bank or building society. This could be for many reasons such as not meeting the credit scoring criteria or the lender will not lend you an adequate amount.
Whatever the reason behind your rejected application, please don’t hesitate to get in contact with a Mortgage Broker in York like ourselves. Here at Yorkmoneyman, we work with a panel of lenders who offer specialist products that are tailored to these types of customers.
Remember, situations like this will come down to your particular circumstances and what your credit file is currently showing. Here at Yorkmoneyman, our team of knowledgeable mortgage advisors have a lot of experience dealing with these products and providing the support customers need to match up to their criteria.
The most common reasons that are discussed above is what we see commonly as a Mortgage Broker in York. Therefore, it is still worth getting in contact with us for mortgage advice if you are looking to move home.
Why choose Yorkmoneyman as your Moving Home Mortgage Broker?
Our trusted team of mortgage advisors in York are on hand to support you if you are looking at moving home in York and wanting to explore your options. From your initial enquiry to obtaining they keys to your new home, our mortgage advice team will be by your side to provide and answer any questions you may have.
Here at Yorkmoneyman, we have vast experience with providing the help and supporting customers need to get through the moving home journey. Because of our team’s experience over the years, we rarely find a situation that we haven’t dealt with before.
If you come to Yorkmoneyman seeking moving home mortgage advice in York, you will receive a free no-obligation home movers’ appointment.
This will involve getting an insight into what your mortgage goals are and us looking for the most appropriate solution going forward. To determine this, we will look into your monthly payments as well as the maximum you may be able to borrow.
After you have had a conversation with one of our trusted Mortgage Advisor in York about your home moving aims, we will then proceed.
Your dedicated and knowledgeable mortgage advisor in York will then begin by finding the best deal for your situation by searching through 1000’s of mortgage products.
Getting Your Mortgage Agreed in Principle
When you are satisfied with the recommendation provided to you, it’s then time to get your mortgage agreement in principle sorted. This is something our team can manage to get it within 24 hours of your initial consultation. Having this with you will help you back up any offers to make on a property.
As soon as you have found your new home in York and your offer has been accepted, our hard working team will then proceed in finalizing your full mortgage application.
At this point, we will responsible for everything that needs to be done in order to complete the application.
At Yorkmoneyman, we always go that step further when providing you the best service. As well as finding you the best mortgage for you, we also can provide information regarding various surveys that are available to you and help with getting any conveyancing solicitor quotes.
In addition to this, your dedicated advisor will also provide any recommendation and information on the insurance that may benefit you when covering your remaining mortgage payments in the case of an unexcepted event occurring.
We always work with the customer’s best interest at heart. Our team are prepared to help reach your moving home goals. We look forward to hearing from you.