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Prior to your fixed term mortgage ending, you might want to look into remortgage. You could consider this if you are wanting to secure a better deal or release some equity from your property. There are many options available which our mortgage advisors in York can look through with you.
If you approached Yorkmoneyman previously to obtain your mortgage, you will then receive a reminder roughly 6 months before your fixed term ends. We want to make sure you have enough time to prepare in advance and explore your options.
As soon as your fixed terms ends, you will be put on the lender’s standard variable rate (SVR) of interest which is the time you will usually see your mortgage payments increase.
An option many people look at around the time of remortgage is to raise capital. This is also known as releasing equity.
Raising capital can be an option people choose as it can help towards funding for large purchases like home improvements or consolidate debts. Before securing any debts against your home, we always advise seeking professional mortgage advice in York.
Here at Yorkmoneyman, we always provide open and honest mortgage advice in York. Therefore, if we find we can’t get you a better deal and the most suitable option is to stay with your current lender, this is what we will advise.
In order to find you the most suitable deal that fits with your circumstance, we search through 1000’s of remortgage products. On panel, we have access to both high street and specialist mortgage products, meaning that we can pick out the perfect option for you.
Arrange your remortgage review with a mortgage advisor in York today!
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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60 5 Star Reviews
Florence Williams
Very helpful, friendly and efficient team. Thank you for making the whole process as smooth as possible
4 Dec 2025
Loren Kinera
Tom made the entire process easy. He communicated throughout and was very quick! We will definitely be using him again and would recommend to any friends and family.
25 Sep 2025
Sarah
Absolutely brilliant service from Matt and Lizzie - both friendly , efficient and very helpful ! Highly recommend :)
10 Apr 2025
Xander Shooter
Malcolm and Lizzi and the rest of the team have provided first class service. Talking us through the mortgage process and assisting anywhere they could with the house buying world. Two phone calls and two video calls and boom mortgage done leaving no question unanswered. Absolutely brilliant service. Almost looking forward to remortgaging in a few years. 10/10 would recommend to anyone especially first time buyers.
4 Apr 2025
Neil Whitehead
Great service - personable, knowledgeable and efficient.
6 Mar 2025
Coral Berry
Very friendly and helpful staff. Fast completion and made getting our first mortgage much less stressful. Highly recommended!
23 Feb 2025
Katy Town
Brilliant service from Tom and Paula. They always kept us up to date and answered any questions we had. Paula kept things moving and in touch with the mortgage company to make sure everything ran smoothly.
3 Dec 2024
Jack Bowley
Massive thank you Matt Collinson and the UKMoneyMan team. They were the first company we reached out to for mortgage advice, and the warm welcome started right at the start. We've got all the advice and help we needed, and Matt worked with what we had and gave us what we believe to be the best deal possible. He's been absolutely wonderful dealing with and I can recommend his services to anyone who's in need of a mortgage broker. I'd give more stars if I could! Thank you Matt.
25 Nov 2024
Josh Broadbent
Malcolm and Amy are fantastic at what they do. It’s refreshing to deal with such competent & efficient people. Thank you for making the First Time Buyer process that little bit easier! Will recommend to friends & family.
23 Oct 2024
Daniela Saunders
Great service, incredibly helpful and quick with everything. We're FTB and they were amazing for us, got our mortgage within 3 days and everything was seamless
21 Oct 2024
During your remortgage review, your mortgage advisor in York will take a look at your current product and your financial situation. This will allow them to get a picture of potential products you may be able to access.
We will then search and compare 1000s of products to find you the most appropriate deal. We want to make sure that you are on the most suitable mortgage rate available to you at all times.
We’ll ensure everything goes smoothly with the lender. You’ll have our support from our initial point of contact right through to when your remortgage process has completed.
We will also contact you when your next remortgage in York is due for renewal, ensuring you are on the most suitable deal.
Whether you are looking to remortgage to release equity or find yourself a better deal, one of our knowledgeable mortgage advisors in York will explore your options to find you the most appropriate deal. To provide you the most fitting deal for your circumstances, we search through 1000’s of remortgage products.
Our goal at Yorkmoneyman is to provide a helping hand to customers wanting to achieve remortgage goals. Our team offer open and honest mortgage advice in York so please get in touch and feel free to look at your genuine customer reviews.
All new/existing customers are offered a free remortgage consultation in York. We understand everyone’s day-to-day life varies, which is why we are available 7 days a week till late to provide you with availability that suits your schedule.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Yorkmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Yorkmoneyman 2009–2026
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Yorkmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Yorkmoneyman 2009–2026
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