Prior to your fixed term mortgage ending, you might want to look into remortgage. You could consider this if you are wanting to secure a better deal or release some equity from your property. There are many options available which our mortgage advisors in York can look through with you.
If you approached Yorkmoneyman previously to obtain your mortgage, you will then receive a reminder roughly 6 months before your fixed term ends. We want to make sure you have enough time to prepare in advance and explore your options.
As soon as your fixed terms ends, you will be put on the lender’s standard variable rate (SVR) of interest which is the time you will usually see your mortgage payments increase.
An option many people look at around the time of remortgage is to raise capital. This is also known as releasing equity.
Raising capital can be an option people choose as it can help towards funding for large purchases like home improvements or consolidate debts. Before securing any debts against your home, we always advise seeking professional mortgage advice in York.
Here at Yorkmoneyman, we always provide open and honest mortgage advice in York. Therefore, if we find we can’t get you a better deal and the most suitable option is to stay with your current lender, this is what we will advise.
In order to find you the most suitable deal that fits with your circumstance, we search through 1000’s of remortgage products. On panel, we have access to both high street and specialist mortgage products, meaning that we can pick out the perfect option for you.
Arrange your remortgage review with a mortgage advisor in York today!
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
4.96 Rating214 Reviews
Alison
Warren and his team have been really helpful and have supported our remortgage efficiently and successfully through to completion this month. We appreciated the personal touch and good understanding of our needs. Thank you very much !
1 week ago
Steven
Very happy with the level of service, helped us through every stage at no point did we feel like we didnt know what was going on.
3 months ago
Rebecca
Charlie was brilliant. Very friendly and efficient. Would definitely recommend.
4 months ago
nicholas
simple process with friendly and helpfull staff
5 months ago
Sarah
Fantastic, friendly service from a super efficient and highly knowledgeable team! This was the first time we've been through the process and we were fully supported at every stage.
5 months ago
Anonymous
Amazing team. Honest and helpful throughout. Malcolm is wonderful.
6 months ago
Lewis
Excellent, thorough service that is definitely worth the money.
6 months ago
Phil
Absolutely brilliant service from Conor and the rest of the team. I was provided clear details and guidance around my options and they made the process an absolute breeze. Really took the headache out of what can be a very stressful process. Would...
7 months ago
Raphaella
Brilliant service helping me to remortgage.
8 months ago
Katy
Matt and the team have been great. Quick turnaround from AIP to formal offer. Good advice and explained well in the initial stages. Overall very easy and simple process.
9 months ago
Nathan
Matt Collinson and his support team are brilliant, second time of using them and both times have been very smooth and simple! They have enabled to to exceed all my expectations the houses I would be able to purchase!
9 months ago
Reece
Very helpful, very efficient. Good service from a good team.
9 months ago
Anonymous
Made the remortgaging process very simple and completely painless! Highly recommend.
10 months ago
Anonymous
My industry generally uses fixed-term contracts and this complicated my situation when looking for my first mortgage. With my broker's help I was able to secure a mortgage and recently completed the purchase of a property. Thanks.
10 months ago
Grayson
smooth process throughtout. great communucation.would highly recommend to anyone looking for a mortgage broker.
10 months ago
Kieran
Helped me through my morgage process with no issues and was always just a phone call away to help me with any questions very great service throughout would highly recommend.
10 months ago
Mr.
Excellent advice given since I first started using their services. Honest and clear.
10 months ago
Chris
Fantastic service, Charlie and the UK Moneyman team went above and beyond to understand our financial situation and help us to get on the property ladder. Everything was patiently and clearly explained to us and we were kept up to date with the...
11 months ago
Anonymous
Excellent and personalised service
1 year ago
Alison
Have been very impressed. Certainly smoothed the whole process. Got a good deal on an atypical mortgage. Got an agreement in principle very quickly.
1 year ago
During your remortgage review, your mortgage advisor in York will take a look at your current product and your financial situation. This will allow them to get a picture of potential products you may be able to access.
We will then search and compare 1000s of products to find you the most appropriate deal. We want to make sure that you are on the most suitable mortgage rate available to you at all times.
We’ll ensure everything goes smoothly with the lender. You’ll have our support from our initial point of contact right through to when your remortgage process has completed.
We will also contact you when your next remortgage in York is due for renewal, ensuring you are on the most suitable deal.
Whether you are looking to remortgage to release equity or find yourself a better deal, one of our knowledgeable mortgage advisors in York will explore your options to find you the most appropriate deal. To provide you the most fitting deal for your circumstances, we search through 1000’s of remortgage products.
Our goal at Yorkmoneyman is to provide a helping hand to customers wanting to achieve remortgage goals. Our team offer open and honest mortgage advice in York so please get in touch and feel free to look at your genuine customer reviews.
All new/existing customers are offered a free remortgage consultation in York. We understand everyone’s day-to-day life varies, which is why we are available 7 days a week till late to provide you with availability that suits your schedule.
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