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The Right to Buy is a government-initiated program designed to provide eligible residents living in council-owned properties with the opportunity to purchase their homes at a discounted price.
This scheme allows secure tenants of council properties, who have spent at least 3 years as public sector tenants (non-consecutively), to buy their homes and become homeowners.
With the help of a mortgage broker in York, like ourselves, we can help check if you are eligible for the scheme.
Alternately, to keep yourself updated with the rules and regulations, you can also check out the government Own Your Home website.
Various factors will determin the exact cost of your Right to Buy property.
The discounted price can be influenced by the property’s market value, the length of time you’ve been a public sector tenant, the location you are in and the type of property you are buying.
We tend to find, the longer you’ve been a tenant, the higher the discount you may receive.
The specific calculations can vary, so it’s always worth checking with someone to know the specifics of what you may be entitled to.
One big advantage of a Right to Buy mortgage in York is that it is most likely that there is already equity in the house, this could reduce some off your house price or be used as part of your deposit.
Often when purchasing a Right to Buy you will be a first time buyer, we love working with first time buyers!
Our expert mortgage advisors in York, we are here through every step of the process, from your initial enquiry through to completion.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
4.96 Rating213 Reviews
Steven
Very happy with the level of service, helped us through every stage at no point did we feel like we didnt know what was going on.
1 month ago
Rebecca
Charlie was brilliant. Very friendly and efficient. Would definitely recommend.
2 months ago
nicholas
simple process with friendly and helpfull staff
3 months ago
Sarah
Fantastic, friendly service from a super efficient and highly knowledgeable team! This was the first time we've been through the process and we were fully supported at every stage.
3 months ago
Anonymous
Amazing team. Honest and helpful throughout. Malcolm is wonderful.
4 months ago
Lewis
Excellent, thorough service that is definitely worth the money.
4 months ago
Phil
Absolutely brilliant service from Conor and the rest of the team. I was provided clear details and guidance around my options and they made the process an absolute breeze. Really took the headache out of what can be a very stressful process. Would...
5 months ago
Raphaella
Brilliant service helping me to remortgage.
6 months ago
Katy
Matt and the team have been great. Quick turnaround from AIP to formal offer. Good advice and explained well in the initial stages. Overall very easy and simple process.
7 months ago
Nathan
Matt Collinson and his support team are brilliant, second time of using them and both times have been very smooth and simple! They have enabled to to exceed all my expectations the houses I would be able to purchase!
7 months ago
Reece
Very helpful, very efficient. Good service from a good team.
8 months ago
Anonymous
Made the remortgaging process very simple and completely painless! Highly recommend.
8 months ago
Anonymous
My industry generally uses fixed-term contracts and this complicated my situation when looking for my first mortgage. With my broker's help I was able to secure a mortgage and recently completed the purchase of a property. Thanks.
8 months ago
Grayson
smooth process throughtout. great communucation.would highly recommend to anyone looking for a mortgage broker.
8 months ago
Kieran
Helped me through my morgage process with no issues and was always just a phone call away to help me with any questions very great service throughout would highly recommend.
8 months ago
Mr.
Excellent advice given since I first started using their services. Honest and clear.
8 months ago
Chris
Fantastic service, Charlie and the UK Moneyman team went above and beyond to understand our financial situation and help us to get on the property ladder. Everything was patiently and clearly explained to us and we were kept up to date with the...
9 months ago
Anonymous
Excellent and personalised service
10 months ago
Alison
Have been very impressed. Certainly smoothed the whole process. Got a good deal on an atypical mortgage. Got an agreement in principle very quickly.
10 months ago
Simon
Excellent service
11 months ago
Speaking with an experienced mortgage advisor in York is an important first step in exploring your Right to Buy options and understanding how they apply to your individual circumstances.
There are a wide variety of lenders offering tailored products for those using the Right to Buy scheme, with access to specialist deals designed to suit different financial situations.
Your dedicated mortgage advisor in York will handle the full mortgage application process on your behalf, making sure all documents required by the lender are correctly prepared and submitted.
In addition to finding a suitable mortgage, we also offer support with arranging protection policies, helping to safeguard both your home and the financial wellbeing of you and your family.
Get started with a free initial mortgage appointment, offering clear guidance with no upfront costs.
A mortgage advisor will take time to understand your needs and explain your options from the outset.
We search the market to find the most suitable mortgage deal for your Right to Buy purchase, including access to specialist lenders who support discounted purchases.
From your first enquiry through to completion, you’ll receive clear, honest and personalised support.
We aim to make the mortgage process as simple and stress-free as possible.
We’re available seven days a week to fit around your schedule, including evenings and weekends, so you can get expert mortgage advice in York at a time that works best for you.
Read our 213 Reviews
Yorkmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Yorkmoneyman 2025.
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Yorkmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Yorkmoneyman 2025.
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