Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
Getting a mortgage isn’t always easy, and we know that from over 20 years of experience! This can become even more of an issue if you are in the middles of a complicated situation.
Our job is to help you overcome these hardships and hurdles to help you secure a mortgage deal that is suited for your individual situation. During your mortgage application, we will look at your affordability, reliability and credit file. If we are not able to offer you lender’s high street products, we may be able to find you a better deal through a specialist lender.
If you are more suited to specialist products, we will recommend that you take one of these up so that you are more likely to be accepted. The only downside to some specialist products is that you may be required to put down a larger deposit; your credit score will play a huge role in this deciding factor.
As a trusted mortgage broker in York, we have access to 1000s of specialist mortgage products through many different lenders. It’s our job to try and find the right one for you. In the past, we’ve been able to help customers with bad credit secure a mortgage suitable to their situation.
Don’t be put off by these types of products, if you’re getting declined by a high street lender, there may be a reason and you may need to consider specialist products.
If you’ve recently been declined by a bank or building society, we would advise you to stop applying. The more that you apply and get declined, the more harm you do to your credit score.
Every customer can benefit from a free initial mortgage appointment in York. During this appointment, you will get to speak to a mortgage expert who will look over your current personal and financial circumstances to determine whether getting a mortgage in your situation is possible. Simply book your free initial mortgage appointment online or by giving us a call.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
61 5 Star Reviews
Marvin van Schalkwyk
Dan was helpful, professional, and explained every step on our application clearly.
9 Jun 2026
Florence Williams
Very helpful, friendly and efficient team. Thank you for making the whole process as smooth as possible
4 Dec 2025
Loren Kinera
Tom made the entire process easy. He communicated throughout and was very quick! We will definitely be using him again and would recommend to any friends and family.
25 Sep 2025
Sarah
Absolutely brilliant service from Matt and Lizzie - both friendly , efficient and very helpful ! Highly recommend :)
10 Apr 2025
Xander Shooter
Malcolm and Lizzi and the rest of the team have provided first class service. Talking us through the mortgage process and assisting anywhere they could with the house buying world. Two phone calls and two video calls and boom mortgage done leaving no question unanswered. Absolutely brilliant service. Almost looking forward to remortgaging in a few years. 10/10 would recommend to anyone especially first time buyers.
4 Apr 2025
Neil Whitehead
Great service - personable, knowledgeable and efficient.
6 Mar 2025
Coral Berry
Very friendly and helpful staff. Fast completion and made getting our first mortgage much less stressful. Highly recommended!
23 Feb 2025
Katy Town
Brilliant service from Tom and Paula. They always kept us up to date and answered any questions we had. Paula kept things moving and in touch with the mortgage company to make sure everything ran smoothly.
3 Dec 2024
Jack Bowley
Massive thank you Matt Collinson and the UKMoneyMan team. They were the first company we reached out to for mortgage advice, and the warm welcome started right at the start. We've got all the advice and help we needed, and Matt worked with what we had and gave us what we believe to be the best deal possible. He's been absolutely wonderful dealing with and I can recommend his services to anyone who's in need of a mortgage broker. I'd give more stars if I could! Thank you Matt.
25 Nov 2024
Josh Broadbent
Malcolm and Amy are fantastic at what they do. It’s refreshing to deal with such competent & efficient people. Thank you for making the First Time Buyer process that little bit easier! Will recommend to friends & family.
23 Oct 2024
During your free initial mortgage consultation with a mortgage advisor in York, you will be asked for details about your income and expenses.
This information is crucial for assessing your affordability and ensuring tailored mortgage recommendations.
While specific circumstances may impose limitations, we can explore 1000s of deals to discover the most suitable solution for you.
Following this, our next objective is to secure an agreement in principle, a valuable document that can support any purchase offers you make.
Once you have a purchase offer accepted, we can begin preparing and get ready to submit your mortgage application.
During this part of the process, you will be paired with a case manager who will be right by your side until you get the keys to your new home.
Our service does not just include finding the most suitable mortgage for your individual situation, we also want to make sure that you and your family are protected.
You will be presented with a series of insurance options that protect you from anything going wrong in the future. This is a recommendation, you do not have to take out any of these polices.
We’re open and honest with our customers. Our mortgage advisors in York will be clear and transparent at all times.
We offer every customer a free initial mortgage appointment. You can book online or by giving us a call, whichever option suits you!
On panel, we have many different types of mortgage lenders that each hold their own unique types of mortgage products.
Your mortgage advisor in York will search endlessly in order to find the most suitable mortgage product tailored to your specific requirements.
We’ve been working within the industry for over 20 years, we know what we’re doing. We can apply our knowledge and expertise directly to your case.
Support and guidance are available throughout the whole process – from start to finish!
Connecting you to a mortgage advisor in York straight away is very important to us. We want you to get the mortgage advice that you need as fast as possible.
This is why mortgage appointments are available at daytimes, evenings or weekends, 7 days a week!
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
Download For Free
Read our 214 Reviews
Yorkmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Yorkmoneyman 2009–2026
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Yorkmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Yorkmoneyman 2009–2026
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