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Specialist Mortgage Advice in York

Speak with a mortgage advisor
7 days a week, 8am - 10pm

01904 405975 Speak to an Advisor
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Specialist Mortgage Advice in York

Navigate a complex mortgage scenario with ease. Specialist mortgage advice in York tailored for your individual financial situation.

Speak to a Specialist

Why are you looking to remortgage?

What is your main source of income?

Do you live in the property you're looking to remortgage?

Can you let us know your age group?

For joint applicants, please select the youngest group

What best describes what you are looking to achieve?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

Which stage are you currently at?

How much deposit do you have available?

What percentage deposit do you have available?

What is your main source of income?

Select as many options as you like

Are you an existing buy to let property owner?

Do you own a residential property?

Can you evidence a minimum income of £25,000 p/a?

Can you tell us more about the deposit you have available?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

What best describes what you are looking to achieve?

Please tell us what you are looking to achieve

Include as much detail as possible

Do you have at least 30% deposit or equity available?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

Are you a property owner?

With or without a mortgage

Are you currently?

Do you have an offer of a job that is due to start in the next 90 days?

Is all of your income currently from state benefits?

Which type of insurance are you looking to take out?

Select as many options as you like

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation which would support your application

How can we help?

Please provide as much detail as possible below

What are you looking to achieve?

What type of property are you buying?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

What stage are you currently at?

How much deposit do you have available?

What type of property are you looking to purchase?

Is the house a new build or part of a shared ownership scheme?

How would you describe your credit history?

Would you be able to give us an overview of your credit history?

Please go into as much detail as possible, including type (e.g. CCJ, default, etc.), amount and the date issued if available

What is your main source of income?

Select as many options as you like

What is your total household earned income p/a?

£

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

How long have you been self employed?

What are you looking to achieve?

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a specialist appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an equity release appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a bridging loan appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a protection review.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a secured loan appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Sorry, we are unable to help at this moment.

Currently, we are only able to help bridging loan customers who have a 30% deposit or sufficient equity available. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates for bridging finance hints and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Currently, we are only able to help existing property owners with secured loans. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates for mortgage explainers and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Unfortunately, based on the information provided, we currently don't have any lenders on our panel who can assist with cases where all income is from state benefits. If your situation changes in the future, please feel free to reach out to us again. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates for mortgage tips and advice.

Stay connected for mortgage tips, market updates, and exclusive content!

Creating solutions for specialist mortgage scenarios in York

Getting a mortgage isn’t always easy, and we know that from over 20 years of experience! This can become even more of an issue if you are in the middles of a complicated situation.

Our job is to help you overcome these hardships and hurdles to help you secure a mortgage deal that is suited for your individual situation. During your mortgage application, we will look at your affordability, reliability and credit file. If we are not able to offer you lender’s high street products, we may be able to find you a better deal through a specialist lender.

Specialist Mortgage Advice in York

Facing a complicated mortgage situation in York?

If you are more suited to specialist products, we will recommend that you take one of these up so that you are more likely to be accepted. The only downside to some specialist products is that you may be required to put down a larger deposit; your credit score will play a huge role in this deciding factor.

As a trusted mortgage broker in York, we have access to 1000s of specialist mortgage products through many different lenders. It’s our job to try and find the right one for you. In the past, we’ve been able to help customers with bad credit secure a mortgage suitable to their situation.

Don’t be put off by these types of products, if you’re getting declined by a high street lender, there may be a reason and you may need to consider specialist products.

Book Your Free Initial Mortgage Appointment with a Mortgage Expert in York

If you’ve recently been declined by a bank or building society, we would advise you to stop applying. The more that you apply and get declined, the more harm you do to your credit score.

Every customer can benefit from a free initial mortgage appointment in York. During this appointment, you will get to speak to a mortgage expert who will look over your current personal and financial circumstances to determine whether getting a mortgage in your situation is possible. Simply book your free initial mortgage appointment online or by giving us a call.

Speak to an Advisor

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

FAQs for Specialist Mortgage Situations in York

Our Customers Love Us

Reviews Stars4.96 Rating213 Reviews

Our Simple Mortgage Process

Free Initial Mortgage Appointment

Free Initial Mortgage Appointment

Step 1

During your free initial mortgage consultation with a mortgage advisor in York, you will be asked for details about your income and expenses.

This information is crucial for assessing your affordability and ensuring tailored mortgage recommendations.

We Can Search 1000s of Mortgage Deals

We Can Search 1000s of Mortgage Deals

Step 2

While specific circumstances may impose limitations, we can explore 1000s of deals to discover the most suitable solution for you.

Following this, our next objective is to secure an agreement in principle, a valuable document that can support any purchase offers you make.

Submit Your Mortgage Application

Submit Your Mortgage Application

Step 3

Once you have a purchase offer accepted, we can begin preparing and get ready to submit your mortgage application.

During this part of the process, you will be paired with a case manager who will be right by your side until you get the keys to your new home.

Protecting You and Your Mortgage

Protecting You and Your Mortgage

Step 4

Our service does not just include finding the most suitable mortgage for your individual situation, we also want to make sure that you and your family are protected.

You will be presented with a series of insurance options that protect you from anything going wrong in the future. This is a recommendation, you do not have to take out any of these polices.

Reasons to Choose us

Free Initial Mortgage Appointment

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We’re open and honest with our customers. Our mortgage advisors in York will be clear and transparent at all times.

We offer every customer a free initial mortgage appointment. You can book online or by giving us a call, whichever option suits you!

1000s of Deals

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On panel, we have many different types of mortgage lenders that each hold their own unique types of mortgage products.

Your mortgage advisor in York will search endlessly in order to find the most suitable mortgage product tailored to your specific requirements.

Our Service

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We’ve been working within the industry for over 20 years, we know what we’re doing. We can apply our knowledge and expertise directly to your case.

Support and guidance are available throughout the whole process – from start to finish!

7 Days a Week

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Connecting you to a mortgage advisor in York straight away is very important to us. We want you to get the mortgage advice that you need as fast as possible.

This is why mortgage appointments are available at daytimes, evenings or weekends, 7 days a week!

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

We Search 1000s of Specialist Mortgage Deals in York

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Specialist Mortgage Scenarios in York

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Yorkmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

© Yorkmoneyman 2025.

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Speak to an Advisor
7 Days a Week, 8am – 10pm

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