Getting a mortgage isn’t always easy, and we know that from over 20 years of experience! This can become even more of an issue if you are in the middles of a complicated situation.
Our job is to help you overcome these hardships and hurdles to help you secure a mortgage deal that is suited for your individual situation. During your mortgage application, we will look at your affordability, reliability and credit file. If we are not able to offer you lender’s high street products, we may be able to find you a better deal through a specialist lender.
If you are more suited to specialist products, we will recommend that you take one of these up so that you are more likely to be accepted. The only downside to some specialist products is that you may be required to put down a larger deposit; your credit score will play a huge role in this deciding factor.
As a trusted mortgage broker in York, we have access to 1000s of specialist mortgage products through many different lenders. It’s our job to try and find the right one for you. In the past, we’ve been able to help customers with bad credit secure a mortgage suitable to their situation.
Don’t be put off by these types of products, if you’re getting declined by a high street lender, there may be a reason and you may need to consider specialist products.
If you’ve recently been declined by a bank or building society, we would advise you to stop applying. The more that you apply and get declined, the more harm you do to your credit score.
Every customer can benefit from a free initial mortgage appointment in York. During this appointment, you will get to speak to a mortgage expert who will look over your current personal and financial circumstances to determine whether getting a mortgage in your situation is possible. Simply book your free initial mortgage appointment online or by giving us a call.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
4.96 Rating213 Reviews
Steven
Very happy with the level of service, helped us through every stage at no point did we feel like we didnt know what was going on.
1 month ago
Rebecca
Charlie was brilliant. Very friendly and efficient. Would definitely recommend.
2 months ago
nicholas
simple process with friendly and helpfull staff
3 months ago
Sarah
Fantastic, friendly service from a super efficient and highly knowledgeable team! This was the first time we've been through the process and we were fully supported at every stage.
3 months ago
Anonymous
Amazing team. Honest and helpful throughout. Malcolm is wonderful.
4 months ago
Lewis
Excellent, thorough service that is definitely worth the money.
4 months ago
Phil
Absolutely brilliant service from Conor and the rest of the team. I was provided clear details and guidance around my options and they made the process an absolute breeze. Really took the headache out of what can be a very stressful process. Would...
5 months ago
Raphaella
Brilliant service helping me to remortgage.
6 months ago
Katy
Matt and the team have been great. Quick turnaround from AIP to formal offer. Good advice and explained well in the initial stages. Overall very easy and simple process.
7 months ago
Nathan
Matt Collinson and his support team are brilliant, second time of using them and both times have been very smooth and simple! They have enabled to to exceed all my expectations the houses I would be able to purchase!
7 months ago
Reece
Very helpful, very efficient. Good service from a good team.
8 months ago
Anonymous
Made the remortgaging process very simple and completely painless! Highly recommend.
8 months ago
Anonymous
My industry generally uses fixed-term contracts and this complicated my situation when looking for my first mortgage. With my broker's help I was able to secure a mortgage and recently completed the purchase of a property. Thanks.
8 months ago
Grayson
smooth process throughtout. great communucation.would highly recommend to anyone looking for a mortgage broker.
8 months ago
Kieran
Helped me through my morgage process with no issues and was always just a phone call away to help me with any questions very great service throughout would highly recommend.
8 months ago
Mr.
Excellent advice given since I first started using their services. Honest and clear.
8 months ago
Chris
Fantastic service, Charlie and the UK Moneyman team went above and beyond to understand our financial situation and help us to get on the property ladder. Everything was patiently and clearly explained to us and we were kept up to date with the...
9 months ago
Anonymous
Excellent and personalised service
10 months ago
Alison
Have been very impressed. Certainly smoothed the whole process. Got a good deal on an atypical mortgage. Got an agreement in principle very quickly.
10 months ago
Simon
Excellent service
11 months ago
During your free initial mortgage consultation with a mortgage advisor in York, you will be asked for details about your income and expenses.
This information is crucial for assessing your affordability and ensuring tailored mortgage recommendations.
While specific circumstances may impose limitations, we can explore 1000s of deals to discover the most suitable solution for you.
Following this, our next objective is to secure an agreement in principle, a valuable document that can support any purchase offers you make.
Once you have a purchase offer accepted, we can begin preparing and get ready to submit your mortgage application.
During this part of the process, you will be paired with a case manager who will be right by your side until you get the keys to your new home.
Our service does not just include finding the most suitable mortgage for your individual situation, we also want to make sure that you and your family are protected.
You will be presented with a series of insurance options that protect you from anything going wrong in the future. This is a recommendation, you do not have to take out any of these polices.
We’re open and honest with our customers. Our mortgage advisors in York will be clear and transparent at all times.
We offer every customer a free initial mortgage appointment. You can book online or by giving us a call, whichever option suits you!
On panel, we have many different types of mortgage lenders that each hold their own unique types of mortgage products.
Your mortgage advisor in York will search endlessly in order to find the most suitable mortgage product tailored to your specific requirements.
We’ve been working within the industry for over 20 years, we know what we’re doing. We can apply our knowledge and expertise directly to your case.
Support and guidance are available throughout the whole process – from start to finish!
Connecting you to a mortgage advisor in York straight away is very important to us. We want you to get the mortgage advice that you need as fast as possible.
This is why mortgage appointments are available at daytimes, evenings or weekends, 7 days a week!
Speak to an Advisor
7 Days a Week, 8am – 10pm
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