Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
& Surrounding Areas
Speak with a mortgage advisor 7 days a week, 8am - 10pm
01904 405975Speak to an Advisor
& Surrounding Areas
Speak with a mortgage advisor 7 days a week, 8am - 10pm
Speak to an Advisor 01904 405975As your dedicated mortgage broker in Sutton-on-the-Forest, our role is to offer our support and guidance throughout your entire mortgage journey. From the initial stages to the completion, we’re committed to ensuring a stress-free and seamless experience with your mortgage.
Our services extend beyond merely identifying a suitable mortgage product for you and your property. We actively assist in preparing your mortgage application and go the extra mile to help you find the most fitting insurance product for both you and your family. Whether you’re facing a straightforward or complex mortgage situation, every customer is welcome to benefit from a complimentary mortgage appointment. Feel free to reach out, and we’ll explore how we can assist you.
With over 20 years of expertise in the mortgage sector, we take pride in our track record of helping all types of mortgage applicants secure excellent and competitive mortgage products. This is not just a job for us; it’s our commitment as your trusted mortgage broker in Sutton-on-the-Forest!
Booking a free initial mortgage appointment with a mortgage advisor in Sutton-on-the-Forest is made easy through our simple “Book Online” system. Simply pick your preferred date and time on the spot. Alternatively, a quick call to our team allows you to arrange a date and time over the phone with one of our team members.
During your free initial mortgage appointment, you’ll have the opportunity for a conversation with a knowledgeable mortgage advisor in Sutton-on-the-Forest. Feel free to pose any questions about your mortgage situation. In this session, your mortgage advisor in Sutton-on-the-Forest will delve into your personal and financial landscape, asking questions about your scenario and what you aim to achieve.
All this information forms the basis for finding the perfect mortgage product tailored to your specific circumstances. Post-appointment, your mortgage advisor in Sutton-on-the-Forest will diligently explore our extensive panel of lenders, sifting through thousands of mortgage products to discover the ideal fit for you and your property.
Don’t hesitate to reach out, even if your situation seems slightly unusual or complicated. Chances are, we’ve encountered a similar challenge before!
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Embarking on the journey of buying your first home can be a stressful experience, partially because you won’t know where to start!
Starting your first time buyer mortgage journey in Sutton-on-the-Forest involves assessing how much you can borrow and determining your overall affordability. As your mortgage broker in Sutton-on-the-Forest, we can handle this for you during your free initial mortgage appointment.
A significant aspect of your journey is the preparation of your mortgage application. Ensuring that it reflects your affordability and is supported by all the necessary documents is crucial. A mortgage broker in Sutton-on-the-Forest like us, plays a pivotal role in guiding you through this process, helping you complete and refine your application to align with the expectations of lenders.
The process of moving home in Sutton-on-the-Forest involves more than just moving out of the property, you must also sell it and make new mortgage arrangements. Our job is to alleviate this stress during this time and handle all mortgage aspects of the process, allowing you to focus on the moving part!
If porting your mortgage is not feasible or the associated costs are becoming too much, the next step is to find you a suitable mortgage product for your new property. To do this, we can search through 1000s of mortgages to find you a competitive mortgage product tailored to you and your new home. Our panel includes both high street and specialist lenders, and we can access them on your behalf.
Whether you’re considering a mortgage for a buy to let, holiday let, let to buy, or HMO, our mortgage advisors in Sutton-on-the-Forest are here to help. With over 20 years of experience working with buy to let landlords in Sutton-on-the-Forest and surrounding areas, we bring a wealth of knowledge and expertise to the buy to let sector.
If you wish to engage with a buy to let mortgage advisor in Sutton-on-the-Forest like us, booking a free initial mortgage appointment is a simple process. You can conveniently schedule a date and time that suits you through our online booking system.
Alternatively, if you prefer direct communication, feel free to give us a call seven days a week.
As your current fixed mortgage term approaches its end, it’s crucial to consider remortgaging in Sutton-on-the-Forest. Remortgaging involves transitioning to a new mortgage product to replace your existing deal. Ideally, the search for a new product should commence six months before your current deal expires.
If you do not remortgage before the end of your current fixed term, it will result in a transition to your lender’s standard variable rate of interest. This rate is likely higher than your current one, leading to increased monthly repayments. Our team will thoroughly explore the entire remortgage market to identify the most suitable product for your switch. Your remortgage advisor in Sutton-on-the-Forest will assess thousands of offers to determine the most suitable fit for you.
There are also alternative remortgage options available. These include remortgaging for home improvements, releasing equity, and consolidating debt. If you wish to learn more about these options or are considering them through a remortgage, feel free to reach out or schedule a remortgage review online.
Being self employed in Sutton-on-the-Forest won’t drastically alter the mortgage process, but there’s a notable difference, the need to furnish evidence of your income.
Your mortgage advisor in Sutton-on-the-Forest will assist you in understanding the extra documentation required for a self employed mortgage in Sutton-on-the-Forest. Similar to other mortgage situations, they’ll perform an affordability assessment and delve into the available deals tailored to your circumstances.
If you’re interested in the possibility of taking out a mortgage over the age of 55, first you should explore your options to see what is available.
A member of our later-life mortgage team can look at whether you can still go the traditional mortgage route or whether you need something a little more specialist. Simply book your complimentary mortgage appointment online.
Our later-life mortgage team in Sutton-on-the-Forest is committed to assisting you with your mortgage needs.
Our Customers Love Us
4.96 Rating212 Reviews
Rebecca
Charlie was brilliant. Very friendly and efficient. Would definitely recommend.
2 weeks ago
nicholas
simple process with friendly and helpfull staff
1 month ago
Sarah
Fantastic, friendly service from a super efficient and highly knowledgeable team! This was the first time we've been through the process and we were fully supported at every stage.
2 months ago
Anonymous
Amazing team. Honest and helpful throughout. Malcolm is wonderful.
2 months ago
Lewis
Excellent, thorough service that is definitely worth the money.
3 months ago
Phil
Absolutely brilliant service from Conor and the rest of the team. I was provided clear details and guidance around my options and they made the process an absolute breeze. Really took the headache out of what can be a very stressful process. Would...
3 months ago
Raphaella
Brilliant service helping me to remortgage.
4 months ago
Katy
Matt and the team have been great. Quick turnaround from AIP to formal offer. Good advice and explained well in the initial stages. Overall very easy and simple process.
5 months ago
Nathan
Matt Collinson and his support team are brilliant, second time of using them and both times have been very smooth and simple! They have enabled to to exceed all my expectations the houses I would be able to purchase!
5 months ago
Reece
Very helpful, very efficient. Good service from a good team.
6 months ago
Anonymous
Made the remortgaging process very simple and completely painless! Highly recommend.
6 months ago
Anonymous
My industry generally uses fixed-term contracts and this complicated my situation when looking for my first mortgage. With my broker's help I was able to secure a mortgage and recently completed the purchase of a property. Thanks.
6 months ago
Grayson
smooth process throughtout. great communucation.would highly recommend to anyone looking for a mortgage broker.
6 months ago
Kieran
Helped me through my morgage process with no issues and was always just a phone call away to help me with any questions very great service throughout would highly recommend.
6 months ago
Mr.
Excellent advice given since I first started using their services. Honest and clear.
6 months ago
Chris
Fantastic service, Charlie and the UK Moneyman team went above and beyond to understand our financial situation and help us to get on the property ladder. Everything was patiently and clearly explained to us and we were kept up to date with the...
8 months ago
Anonymous
Excellent and personalised service
8 months ago
Alison
Have been very impressed. Certainly smoothed the whole process. Got a good deal on an atypical mortgage. Got an agreement in principle very quickly.
8 months ago
Simon
Excellent service
9 months ago
Anonymous
Excellent service. Would highly recommend.
9 months ago
Get in touch with us and schedule your free initial mortgage appointment with one of our mortgage advisors in Sutton-on-the-Forest.
As a mortgage broker in Anlaby, we work 7 days a week to ensure you can reach out at a time that suits you best.
During your free initial mortgage appointment, your mortgage advisor in Sutton-on-the-Forest will ask you a series of questions to get an idea of what you are trying to achieve.
They will also conduct an affordability assessment and look at your credit to determine how much you can borrow for a mortgage in Sutton-on-the-Forest.
Your mortgage advisor in Sutton-on-the-Forest will begin to search through 1000s of mortgages to find one most suitable to your personal and financial situation.
Once they find the perfect product for you, they will present it to you in the form of a mortgage illustration. If you are happy to proceed with our service and the mortgage product, we can begin preparing your mortgage application.
From here, you will work with a case manager. They will help you prepare and submit your mortgage application.
Once we send off your mortgage application to the lender, all that is left to do is wait for a response! Your case manager will keep you up-to-date if any updates are given regarding your application.
Getting mortgage advice in Sutton-on-the-Forest has never been easier. Simply book your free initial mortgage appointment online or by giving us a call.
We have slots available early in the morning, during the afternoon or later in the evening if you would prefer those times. You choose the option which most suitable fits you.
Our mortgage advisors in Sutton-on-the-Forest have access to a vast panel of lenders, offering 1000s of mortgage products.
We meticulously search through both high street and specialist offerings to identify the one that suits your personal and financial situation.
Being a responsive mortgage broker in York, we are at your service seven days a week.
Our fantastic reviews truly reflect the positive experiences our customers have had. Each review highlights the value our service brings in helping someone find the ideal mortgage product.
Visit our reviews page for a glimpse into how we’ve assisted our customers.
When considering taking out a mortgage in Sutton-on-the-Forest, you’ll typically be required to put down a minimum of a 5% deposit on the property.
However, if you have a poor credit history, you may be looking at a deposit of around 10%-15%. Keep in mind that these figures can vary among different lenders.
As your mortgage broker in Sutton-on-the-Forest, we will start with a Fact Find. During this stage of the process, we will get a better view of your personal and financial situation which will help us when selecting a mortgage deal.
You will then have a credit check performed on you, this step is essential to obtain an agreement in principle. Once you’ve handed us all of the relevant documentation and a valuation of the property has been completed, a formal mortgage offer can be offered.
For mortgage advice in York and to begin your mortgage process, get in touch today!
We always recommend trying to have an agreement in principle in place before viewing properties. An agreement in principle could put you in a position that would let you negotiate prices.
You may find it slightly harder to get accepted for a mortgage with previous credit problems, however, it’s not impossible! The difference is that you may be asked to put down a higher deposit than usual, perhaps 10-15% of the property purchase price.
Our mortgage advisors in York are able to obtain a mortgage agreement in principle for you within 24 hours of your free initial mortgage appointment.
Simply book your appointment with us and we can arrange this for you.
Read our 212 Reviews
Yorkmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Yorkmoneyman 2025.
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Yorkmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Yorkmoneyman 2025.
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