If you’ve found a property in York that feels like the right fit, the next step is making a formal offer through the estate agent. This is an important stage in the home-buying journey, and being well prepared can give you a real advantage.

You can make your offer by calling or emailing the estate agent directly. From there, they’ll pass it on to the seller once they’ve confirmed a few key details.

Be Organised and Ready to Move

Before an estate agent puts your offer forward, they’ll want to make sure you’re in a position to proceed. This includes providing an agreement in principle from your mortgage advisor, as well as your ID and proof of address for legal checks.

These documents are part of the standard process and help demonstrate to the seller that you’re serious about buying.

It’s common for agents in York to suggest using their own in-house mortgage advisor or solicitor. While this might sound convenient, many buyers prefer to stick with their own mortgage advisor, especially if they’ve already started their application or had advice elsewhere.

What Sellers Look For in a Buyer

Price matters, but so does your situation. If you’re a first time buyer in York or chain-free, that can work in your favour. Sellers often want a smooth, straightforward sale and may prioritise your offer over one that comes with delays or uncertainty.

It’s also worth finding out a bit about the seller’s position. If they’re relocating or under time pressure, they may be more open to a quick and clean offer, even if it’s not the highest.

Being respectful and clear in your communication helps. Sellers are more likely to engage positively with buyers who show genuine interest in the property, especially if it’s been a long-time family home.

Working Out the Right Offer

Property values in York can vary widely depending on the area. Before deciding how much to offer, look at recently sold homes nearby and take into account how long the property has been on the market.

If it’s just been listed and there’s strong interest, you might need to go in at or near the asking price. If it’s been available for a while, or needs work, you may have room to negotiate.

Always base your offer on what you’re comfortable paying, not just what the property is listed for. Make sure to budget for extras like stamp duty, legal fees, and any immediate costs after moving in.

Submitting Your Offer

Once you’ve settled on your offer amount, let the estate agent know. They are legally required to pass your offer to the seller and will usually ask you to confirm that your documents are ready.

This step can move quickly, so having everything prepared, especially your mortgage agreement in principle, can help you stay ahead of other interested buyers.

If your first offer isn’t accepted, that’s perfectly normal. You can adjust your offer if it makes sense for you or walk away if it doesn’t feel right.

After the Offer Is Accepted

Once your offer is accepted, the estate agent will typically update the listing to show the property is Sold STC (subject to contract). This means the sale is agreed in principle but not legally binding yet.

You can request that the property be taken off the market to reduce the chance of other offers coming in. Some sellers will agree to this immediately, while others may wait until legal and financial steps are underway.

At this stage, your mortgage advisor will begin your full application, and your solicitor will start the conveyancing process. You’ll then work towards exchanging contracts and completing the purchase.

Date Last Edited: November 10, 2025