Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
A product transfer mortgage in York allows you to switch to a new mortgage deal with your current lender, typically without needing to switch lenders or undergo a complex application process.
This option is ideal for borrowers who are satisfied with their existing lender but want to secure a more competitive rate or change their mortgage terms.
The process involves discussing new mortgage options offered by your current lender before the end of your fixed term.
You can explore deals like fixed-rate, tracker, or offset mortgages to suit your evolving financial needs.
Your lender will assess your affordability, but as you’re staying with the same provider, the process is usually more straightforward than a remortgage.
A mortgage broker in York can help you compare your current lender’s product transfer deals with remortgaging options from other providers.
This ensures you secure the most suitable rate for your circumstances.
Additionally, brokers handle the process, making it seamless and saving you time while potentially reducing your monthly payments or overall mortgage term.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
4.96 Rating213 Reviews
Steven
Very happy with the level of service, helped us through every stage at no point did we feel like we didnt know what was going on.
1 month ago
Rebecca
Charlie was brilliant. Very friendly and efficient. Would definitely recommend.
2 months ago
nicholas
simple process with friendly and helpfull staff
3 months ago
Sarah
Fantastic, friendly service from a super efficient and highly knowledgeable team! This was the first time we've been through the process and we were fully supported at every stage.
3 months ago
Anonymous
Amazing team. Honest and helpful throughout. Malcolm is wonderful.
4 months ago
Lewis
Excellent, thorough service that is definitely worth the money.
4 months ago
Phil
Absolutely brilliant service from Conor and the rest of the team. I was provided clear details and guidance around my options and they made the process an absolute breeze. Really took the headache out of what can be a very stressful process. Would...
5 months ago
Raphaella
Brilliant service helping me to remortgage.
6 months ago
Katy
Matt and the team have been great. Quick turnaround from AIP to formal offer. Good advice and explained well in the initial stages. Overall very easy and simple process.
7 months ago
Nathan
Matt Collinson and his support team are brilliant, second time of using them and both times have been very smooth and simple! They have enabled to to exceed all my expectations the houses I would be able to purchase!
7 months ago
Reece
Very helpful, very efficient. Good service from a good team.
8 months ago
Anonymous
Made the remortgaging process very simple and completely painless! Highly recommend.
8 months ago
Anonymous
My industry generally uses fixed-term contracts and this complicated my situation when looking for my first mortgage. With my broker's help I was able to secure a mortgage and recently completed the purchase of a property. Thanks.
8 months ago
Grayson
smooth process throughtout. great communucation.would highly recommend to anyone looking for a mortgage broker.
8 months ago
Kieran
Helped me through my morgage process with no issues and was always just a phone call away to help me with any questions very great service throughout would highly recommend.
8 months ago
Mr.
Excellent advice given since I first started using their services. Honest and clear.
8 months ago
Chris
Fantastic service, Charlie and the UK Moneyman team went above and beyond to understand our financial situation and help us to get on the property ladder. Everything was patiently and clearly explained to us and we were kept up to date with the...
9 months ago
Anonymous
Excellent and personalised service
10 months ago
Alison
Have been very impressed. Certainly smoothed the whole process. Got a good deal on an atypical mortgage. Got an agreement in principle very quickly.
10 months ago
Simon
Excellent service
11 months ago
Start with a free initial mortgage review to discuss whether a product transfer or remortgage is the most suitable option to match your financial goals.
We compare thousands of deals, including product transfer options with your current lender and remortgage offers from other providers, to ensure you get the best value.
Once you’ve decided on your preferred deal, we’ll manage your product transfer or remortgage application, streamlining the process with your lender.
On completion, your new product transfer or remortgage deal will take effect, with our team ensuring everything transitions smoothly.
We offer a free initial mortgage review to help you explore whether a product transfer or remortgage could save you money or better suit your needs.
Our expert mortgage advisors in York take the time to understand your situation, providing clear guidance with no obligation.
With access to thousands of deals, including product transfer options and remortgage offers, we can compare rates and terms to find the right solution for you.
Our comprehensive search ensures you won’t miss out on a competitive deal.
From your initial enquiry to the completion of your new mortgage deal, we’re dedicated to making the process as simple and stress-free as possible.
Our friendly, professional team is here to guide you every step of the way.
Our team is available seven days a week, so you can get advice and support at a time that suits your busy schedule.
We’re here to ensure your questions are answered and your mortgage journey stays on track.
Read our 213 Reviews
Yorkmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Yorkmoneyman 2009–2026
Contact
Follow Us
Yorkmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Yorkmoneyman 2009–2026
Speak to an Advisor
7 Days a Week, 8am – 10pm
We value your privacy
This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.
