Porting a mortgage in York involves taking your current mortgage deal and applying it to a new property, maintaining the agreed terms and interest rates.
It’s a practical option for avoiding fees linked to ending your existing deal.
Our mortgage advisors in York can provide expert guidance, helping you decide if porting suits your situation while ensuring you are well-prepared for any lender requirements or valuation processes.
The process typically starts with your lender reassessing your financial situation and the suitability of the new property.
If approved, your existing mortgage deal is applied to the new loan, often avoiding early repayment fees.
A mortgage broker in York like us can provide expert advice, ensuring the process is managed efficiently and tailored to your individual circumstances.
When porting a mortgage in York, you’ll need to gather several key documents to support your application. These typically include:
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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Ashlynn Hudson-Welburn
Chris Wardill was fantastic. Took all the stress out of the process, advising us and doing a significant amount of the admin and research that our house buying endeavour required. He was very amicable and knowledgeable, and made the process very straightforward for us.
20 Sep 2026
Jenny
Alex, my adviser, provided a very helpful and friendly service throughout my mortgage application. Communication was excellent, and I was kept fully informed of the progress at every stage. I genuinely think that Alex wants to find the best deal for his customers and was willing to put in the time and effort to achieve this. He was also flexible with appointments and phone calls, working around my availability, which made the process easier. I would definitely recommend Alex to anyone looking for a knowledgeable, helpful and approachable mortgage adviser.
3 Sep 2026
Chris Hall
We had excellent service from YorkMoneyman. From start to finish. Conor.Paula and Jo did a really great job for us. Explained everything so well and got us the deal we required quickly . Won't hesitate to use them again.
28 Aug 2026
Kirsty Ribeiro
Fantastic service with MoneyMan and specifically Chris and Jo We have used them since being first time buyers and remortgaging, and now with moving house They are very professional, friendly and helpful, they explain everything in plain English and answer all our questions quickly and have helped explain everything every step of the way, and made it very clear everything that is needed and why and all our options and the pros and cons of each I have recommended Moneyman to friends and family and will continue to use them again and again in the future
19 Aug 2026
Alasdair Hamilton
I haven't given 5 stars because I don't believe that anything is perfect. But I can say that I received excellent service and great communication. Our house purchase was not straightforward but the mortgage application was made simple.
29 Jun 2026
Hannah Ellam
jade and joe were great - super helpful and made the process easy for us as first time buyers:)
29 Jun 2026
Marvin van Schalkwyk
Dan was helpful, professional, and explained every step on our application clearly.
9 Jun 2026
Florence Williams
Very helpful, friendly and efficient team. Thank you for making the whole process as smooth as possible
4 Dec 2025
Loren Kinera
Tom made the entire process easy. He communicated throughout and was very quick! We will definitely be using him again and would recommend to any friends and family.
25 Sep 2025
Sarah
Absolutely brilliant service from Matt and Lizzie - both friendly , efficient and very helpful ! Highly recommend :)
10 Apr 2025

Book a no-obligation appointment with a mortgage advisor in York to discuss your porting options and assess your eligibility.

Your lender will review your financial circumstances and discuss whether porting or switching to a new product is the most suitable option for you.

The new property will be professionally valued to ensure it meets the lender’s criteria or any new product requirements.

Once your mortgage is finalised, whether ported or switched, you’ll receive the offer and proceed to completion, securing your new home efficiently.
We offer a free initial mortgage review to assess your current deal and determine if porting or switching is the right choice for you.
Our mortgage advisors in York will ensure you understand all the options available before making a decision.
We compare 1000s of mortgage products to find the most suitable solution tailored to your needs.
Whether it’s porting your current deal or switching to a new lender, we’ve got you covered.
Our expert mortgage advisors in York provide personalised guidance, ensuring a smooth and stress-free experience from start to finish.
We’re committed to helping you achieve your homeownership goals with confidence.
Our team is available every day of the week, offering flexibility to book appointments at a time that suits you.
With extended hours, we’re here to support you whenever you need assistance.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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