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Use our remortgage calculator to work out how much you can save by remortgaging.
Our remortgage calculator provides an estimated figure based on the details you input, such as your remaining mortgage balance, property value, and desired terms.
While it’s a helpful starting point to understand your potential savings or new repayment options, speaking with a mortgage advisor will give you a more precise and personalised assessment.
Factors like your credit score, income, and financial goals are better addressed through tailored advice.
Remortgaging is often a good idea when your current fixed-rate deal is nearing its end, as this can help you avoid switching to your lender’s typically higher standard variable rate.
It’s worth noting that many lenders allow you to secure a new deal up to 6 months in advance, meaning you can plan ahead and ensure a smooth transition.
You might also consider remortgaging to secure a better rate, release equity or consolidate debt.
Speaking with a mortgage advisor can help you determine the best time to remortgage based on your individual circumstances.
The remortgage process typically takes between four to eight weeks, depending on factors like the complexity of your application and the efficiency of the lender and solicitor.
Straightforward cases can sometimes be completed more quickly.
Starting the process early, such as 6 month prior to your deal ending, ensures you have enough time to secure a new deal and avoid delays.
Use the remortgage calculator above to get your journey started today!
Remortgaging with bad credit is possible, but it may require additional consideration from lenders.
While some may offer limited options, others specialise in helping customers with adverse credit.
A larger amount of equity in your property or a stable income can improve your chances.
A mortgage broker like us can guide you through your options, finding lenders who may be willing to work with your circumstances.
Using a mortgage broker like us when remortgaging can be highly beneficial. A broker has access to a wide range of deals, including those not available directly from lenders.
We can save you time, help you find a competitive rate, and provide expert advice tailored to your needs.
Whether you’re looking to save money, release equity, or remortgage with bad credit, we can make the process smoother and less stressful.
Our Customers Love Us
4.96 Rating214 Reviews
Alison
Warren and his team have been really helpful and have supported our remortgage efficiently and successfully through to completion this month. We appreciated the personal touch and good understanding of our needs. Thank you very much !
1 week ago
Steven
Very happy with the level of service, helped us through every stage at no point did we feel like we didnt know what was going on.
3 months ago
Rebecca
Charlie was brilliant. Very friendly and efficient. Would definitely recommend.
4 months ago
nicholas
simple process with friendly and helpfull staff
5 months ago
Sarah
Fantastic, friendly service from a super efficient and highly knowledgeable team! This was the first time we've been through the process and we were fully supported at every stage.
5 months ago
Anonymous
Amazing team. Honest and helpful throughout. Malcolm is wonderful.
6 months ago
Lewis
Excellent, thorough service that is definitely worth the money.
6 months ago
Phil
Absolutely brilliant service from Conor and the rest of the team. I was provided clear details and guidance around my options and they made the process an absolute breeze. Really took the headache out of what can be a very stressful process. Would...
7 months ago
Raphaella
Brilliant service helping me to remortgage.
8 months ago
Katy
Matt and the team have been great. Quick turnaround from AIP to formal offer. Good advice and explained well in the initial stages. Overall very easy and simple process.
9 months ago
Nathan
Matt Collinson and his support team are brilliant, second time of using them and both times have been very smooth and simple! They have enabled to to exceed all my expectations the houses I would be able to purchase!
9 months ago
Reece
Very helpful, very efficient. Good service from a good team.
9 months ago
Anonymous
Made the remortgaging process very simple and completely painless! Highly recommend.
10 months ago
Anonymous
My industry generally uses fixed-term contracts and this complicated my situation when looking for my first mortgage. With my broker's help I was able to secure a mortgage and recently completed the purchase of a property. Thanks.
10 months ago
Grayson
smooth process throughtout. great communucation.would highly recommend to anyone looking for a mortgage broker.
10 months ago
Kieran
Helped me through my morgage process with no issues and was always just a phone call away to help me with any questions very great service throughout would highly recommend.
10 months ago
Mr.
Excellent advice given since I first started using their services. Honest and clear.
10 months ago
Chris
Fantastic service, Charlie and the UK Moneyman team went above and beyond to understand our financial situation and help us to get on the property ladder. Everything was patiently and clearly explained to us and we were kept up to date with the...
11 months ago
Anonymous
Excellent and personalised service
1 year ago
Alison
Have been very impressed. Certainly smoothed the whole process. Got a good deal on an atypical mortgage. Got an agreement in principle very quickly.
1 year ago
Helpful Guides
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Read our 214 Reviews
Yorkmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Yorkmoneyman 2009–2026
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Yorkmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Yorkmoneyman 2009–2026
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