If you’re considering investing in property, York remains a popular choice for Buy to Let mortgages.
With steady tenant demand, a strong rental market, and property values that tend to hold their ground, many investors see York as a city that offers long-term potential.
Whether you’re buying your first rental property or expanding an existing portfolio, it’s important to weigh up both the risks and rewards and understand what to expect from the market.
What makes York a good place for buy to let?
York offers a strong mix of reliable rental demand and property appeal.
It’s a well-connected city with a growing population, historic character, and a wide range of tenants, including professionals, families, and students.
We often see landlords purchasing properties in areas like Fulford, Acomb, Tang Hall, or Clifton, where demand for rental homes sometimes stays fairly consistent.
Good transport links, schools, and local amenities tend to support the rental market across these parts of the city.
Even during slower market periods, York has a track record of resilience, which gives many landlords confidence when investing here.
What kind of returns can you expect?
Rental income varies depending on the type of property, its location, and how it’s managed.
Some landlords look for regular cash flow, while others focus more on the long-term growth of the property’s value.
York tends to attract tenants who stay longer and take good care of the property, which can reduce the chances of long void periods or high turnover.
That stability is often just as valuable as chasing the highest possible monthly return.
If you’re unsure what to expect from a particular area or property, our mortgage advisors in York can help you assess the potential.
Is now the right time to buy?
Buy to Let has changed in recent years.
Lenders are more cautious, and mortgage criteria are tighter than they used to be, but the market is still moving, and many investors are continuing to buy.
As a mortgage broker in York, we help landlords understand how much they can borrow, what level of rent would be required, and which lenders are currently offering the best value.
If you’re working with a larger deposit or already own other rental properties, there may be extra options available, too.
The right time to invest often depends more on your own plans, deposit, and income than it does on wider market conditions.
Is buy to let still worth it?
Buy to Let can still be a strong long-term investment in York, as long as the numbers work and you’re clear on your responsibilities as a landlord.
It’s no longer about fast returns or short-term trends.
Most successful landlords now focus on properties that will stay in demand and hold their value over time.
With the right mortgage in place and a clear plan for managing the property, Buy to Let can offer a steady income stream and future growth potential.
Our team at Yorkmoneyman is here to help you make it happen, from mortgage advice to completion.
Date Last Edited: June 17, 2025
