Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
Calculate how much equity you have in your property.
The home equity calculator provides a reliable estimate based on the information you enter.
However, the accuracy depends on the data provided, such as your property’s current market value and the outstanding balance on your mortgage and secured loans.
For a more detailed understanding of your equity, speaking with one of our mortgage advisors is recommended.
The equity in your home is calculated by subtracting the total outstanding debts secured against your property (e.g. your mortgage and any secured loans) from its current market value.
For example, if your home is worth £300,000 and you owe £200,000, your equity would be £100,000.
Use the house equity calculator above to get a rough estimate of how much equity is in your home.
The home equity calculator calculator allows you to work out the equity in your home.
The equity in your house is calculated by subtracting the outstanding mortgage balance from the current market value of the property.
This calculation is especially useful for those considering remortgaging, releasing equity for renovations or planning to sell their property to fund future purchases.
Use the house equity calculator above to find a get a rough estimate, or contact our mortgage advisors for a more accurate figure.
Yes, it can be possible to release equity from your property, often through remortgaging or securing an additional loan.
This process allows you to access the funds tied up in your home, which can be used for purposes such as home improvements or consolidating debts.
As a mortgage broker, we specialise in equity release options; our mortgage advisors can help you find a solution that suits your circumstances.
The amount of equity you can release depends on several factors, including the value of your property, your remaining mortgage balance, and your financial circumstances.
Typically, lenders have limits on the percentage of equity you can release.
Speaking with a mortgage advisor can help you understand your options.
A secured loan is a type of borrowing that uses your property as collateral.
It can be a way to access funds for significant expenses, often at lower interest rates compared to unsecured loans.
However, failing to repay a secured loan could put your property at risk, so it’s important to consider this carefully.
Taking out a secured loan reduces the available equity in your property because it adds to the total amount owed against its value.
For example, if your property is worth £300,000 and you already have a £200,000 mortgage, a £20,000 secured loan would reduce your available equity from £100,000 to £80,000.
Our Customers Love Us
67 5 Star Reviews
Ashlynn Hudson-Welburn
Chris Wardill was fantastic. Took all the stress out of the process, advising us and doing a significant amount of the admin and research that our house buying endeavour required. He was very amicable and knowledgeable, and made the process very straightforward for us.
20 Sep 2026
Jenny
Alex, my adviser, provided a very helpful and friendly service throughout my mortgage application. Communication was excellent, and I was kept fully informed of the progress at every stage. I genuinely think that Alex wants to find the best deal for his customers and was willing to put in the time and effort to achieve this. He was also flexible with appointments and phone calls, working around my availability, which made the process easier. I would definitely recommend Alex to anyone looking for a knowledgeable, helpful and approachable mortgage adviser.
3 Sep 2026
Chris Hall
We had excellent service from YorkMoneyman. From start to finish. Conor.Paula and Jo did a really great job for us. Explained everything so well and got us the deal we required quickly . Won't hesitate to use them again.
28 Aug 2026
Kirsty Ribeiro
Fantastic service with MoneyMan and specifically Chris and Jo We have used them since being first time buyers and remortgaging, and now with moving house They are very professional, friendly and helpful, they explain everything in plain English and answer all our questions quickly and have helped explain everything every step of the way, and made it very clear everything that is needed and why and all our options and the pros and cons of each I have recommended Moneyman to friends and family and will continue to use them again and again in the future
19 Aug 2026
Alasdair Hamilton
I haven't given 5 stars because I don't believe that anything is perfect. But I can say that I received excellent service and great communication. Our house purchase was not straightforward but the mortgage application was made simple.
29 Jun 2026
Hannah Ellam
jade and joe were great - super helpful and made the process easy for us as first time buyers:)
29 Jun 2026
Marvin van Schalkwyk
Dan was helpful, professional, and explained every step on our application clearly.
9 Jun 2026
Florence Williams
Very helpful, friendly and efficient team. Thank you for making the whole process as smooth as possible
4 Dec 2025
Loren Kinera
Tom made the entire process easy. He communicated throughout and was very quick! We will definitely be using him again and would recommend to any friends and family.
25 Sep 2025
Sarah
Absolutely brilliant service from Matt and Lizzie - both friendly , efficient and very helpful ! Highly recommend :)
10 Apr 2025
Helpful Guides
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Read our 214 Reviews
Yorkmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Yorkmoneyman 2009–2026
Contact
Follow Us
Yorkmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Yorkmoneyman 2009–2026
Speak to an Advisor
7 Days a Week, 8am – 10pm
We value your privacy
This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.
