It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
& Surrounding Areas
It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm
01904 405975Speak to an Advisor - It's Free!& Surrounding Areas
It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm
Speak to an Advisor - It's Free! 01904 405975
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As your dedicated mortgage broker in Pickering, our role is to offer our support and guidance throughout your entire mortgage journey. From the initial stages to the completion, we’re committed to ensuring a stress-free and seamless experience with your mortgage.
Our services extend beyond merely identifying a suitable mortgage product for you and your property. We actively assist in preparing your mortgage application and go the extra mile to help you find the most fitting insurance product for both you and your family. Whether you’re facing a straightforward or complex mortgage situation, every customer is welcome to benefit from a complimentary mortgage appointment. Feel free to reach out, and we’ll explore how we can assist you.
With over 20 years of expertise in the mortgage sector, we take pride in our track record of helping all types of mortgage applicants secure excellent and competitive mortgage products. This is not just a job for us; it’s our commitment as your trusted mortgage broker in Pickering!
Booking a free mortgage appointment with a mortgage advisor in Pickering is made easy through our simple “Book Online” system. Simply pick your preferred date and time on the spot. Alternatively, a quick call to our team allows you to arrange a date and time over the phone with one of our team members.
During your free mortgage appointment, you’ll have the opportunity for a conversation with a knowledgeable mortgage advisor in Pickering. Feel free to pose any questions about your mortgage situation. In this session, your mortgage advisor in Pickering will delve into your personal and financial landscape, asking questions about your scenario and what you aim to achieve.
All this information forms the basis for finding the perfect mortgage product tailored to your specific circumstances. Post-appointment, your mortgage advisor in Pickering will diligently explore our extensive panel of lenders, sifting through thousands of mortgage products to discover the ideal fit for you and your property.
Don’t hesitate to reach out, even if your situation seems slightly unusual or complicated. Chances are, we’ve encountered a similar challenge before!
Embarking on the journey of buying your first home can be a stressful experience, partially because you won’t know where to start!
Starting your first time buyer mortgage journey in Pickering involves assessing how much you can borrow and determining your overall affordability. As your mortgage broker in Pickering, we can handle this for you during your free mortgage appointment.
A significant aspect of your journey is the preparation of your mortgage application. Ensuring that it reflects your affordability and is supported by all the necessary documents is crucial. A mortgage broker in Pickering like us, plays a pivotal role in guiding you through this process, helping you complete and refine your application to align with the expectations of lenders.
The process of moving home in Pickering involves more than just moving out of the property, you must also sell it and make new mortgage arrangements. Our job is to alleviate this stress during this time and handle all mortgage aspects of the process, allowing you to focus on the moving part!
If porting your mortgage is not feasible or the associated costs are becoming too much, the next step is to find you a suitable mortgage product for your new property. To do this, we can search through 1000s of mortgages to find you a competitive mortgage product tailored to you and your new home. Our panel includes both high street and specialist lenders, and we can access them on your behalf.
Whether you’re considering a mortgage for a buy to let, holiday let, let to buy, or HMO, our mortgage advisors in Pickering are here to help. With over 20 years of experience working with buy to let landlords in Pickering and surrounding areas, we bring a wealth of knowledge and expertise to the buy to let sector.
If you wish to engage with a buy to let mortgage advisor in Pickering like us, booking a free mortgage appointment is a simple process. You can conveniently schedule a date and time that suits you through our online booking system.
Alternatively, if you prefer direct communication, feel free to give us a call seven days a week.
As your current fixed mortgage term approaches its end, it’s crucial to consider remortgaging in Pickering. Remortgaging involves transitioning to a new mortgage product to replace your existing deal. Ideally, the search for a new product should commence six months before your current deal expires.
If you do not remortgage before the end of your current fixed term, it will result in a transition to your lender’s standard variable rate of interest. This rate is likely higher than your current one, leading to increased monthly repayments. Our team will thoroughly explore the entire remortgage market to identify the most suitable product for your switch. Your remortgage advisor in Pickering will assess thousands of offers to determine the best fit for you.
There are also alternative remortgage options available. These include remortgaging for home improvements, releasing equity, and consolidating debt. If you wish to learn more about these options or are considering them through a remortgage, feel free to reach out or schedule a free remortgage review online.
Being self employed in Pickering won’t drastically alter the mortgage process, but there’s a notable difference, the need to furnish evidence of your income.
Your mortgage advisor in Pickering will assist you in understanding the extra documentation required for a self employed mortgage in Pickering. Similar to other mortgage situations, they’ll perform an affordability assessment and delve into the available deals tailored to your circumstances.
If you’re interested in the possibility of taking out a mortgage over the age of 55, first you should explore your options to see what is available.
A member of our later-life mortgage team can look at whether you can still go the traditional mortgage route or whether you need something a little more specialist. Simply book your complimentary mortgage appointment online.
Our later-life mortgage team in Pickering is committed to assisting you with your mortgage needs.
Our Customers Love Us
4.95 Rating192 Reviews
Jason
Very good service always there to help you
1 month ago
Jason
Very good service always there to help .
1 month ago
Jeff
Chris and the team have been fantastic throughout our application, very friendly and always available to contact no matter how big or small the issues were and fantastic guidance for us first time buyers! We would highly recommend using their...
1 month ago
Anonymous
Great service, always helpful
3 months ago
Nathan
Friendly and relatable staff. Kept us in the loop and well informed throughout the process and made it all very hassle free for us.
4 months ago
Anonymous
Everything was well explained.
4 months ago
Anonymous
Very friendly team
4 months ago
Ben
Very professional and made the whole process easy. We especially appreciated the flexibility on appointment times
4 months ago
Daniela
Incredible service, the team were amazing. We are first time buyers and every question we had they were able to hold our hand and explain things clearly. Phenomenal work. Got our mortgage offer accepted within 3 days and updated every step of the...
4 months ago
Matt
Highly recommend Yorkmoneyman. Every step of the way Wayne and Jo have been extremely helpful and friendly. Wayne got us a great deal on our mortgage and he and Jo ensured we understood every detail. When we needed to switch properties, they handled...
6 months ago
Katie
Excellent service. I was provided with support and advice from Leo. I began my journey in March 2023 when I initially started looking. I the did not find a property until March 2024 where I got back in contact with York money man and Leo and...
6 months ago
Dennis
I found york money man online and wasn’t disappointed. Wayne helped us get everything order and was highly efficient. The process was seamless and I would highly recommend.
7 months ago
Emma
Brilliant and detailed helped with everything effectively and efficiently. Thank you
7 months ago
Mr Henry
Absolutely fantastic service , as first time buyers the team at Yorkmoneyman made the process of applying for our mortgage unbelievably easy and stress free . We cannot recommend them enough!
7 months ago
David
Great service, really helpful in understanding our individual circumstances and getting the best deal for us. Communication was top class right throughout the process, would highly recommend.
7 months ago
Mitchell
5 stars. They have been very helpful. Made the initial process of looking for and buying a house simple. Explained all the processes in an easy to understand way. Being able to suggest solicitors and surveyors took away a massive amount of the...
8 months ago
Anonymous
Couldn’t have asked for more from Tom and Jo. Super patient and helpful throughout!
8 months ago
Joseph
Our advisor Leo was incredibly helpful throughout our process. Explained everything clearly and answered any questions we had. I would definitely recommend Moneyman for anyone looking to buy a house.
8 months ago
Imogen
We had a great experience working with Leo and Paula on our mortgage application. As first time buyers we had no idea what the expect from the process but they have both been proactive, easy to contact and helpful throughout. Having the WhatsApp...
8 months ago
SL
They have been brilliant. Kept me informed and tried their best to get me to a point where I could apply for a mortgage. Only note to say is before committing wait for fully reviewed, not a criticism of UK money man and more just advice.
8 months ago
Get in touch with us and schedule your free mortgage appointment with one of our mortgage advisors in Pickering.
As a mortgage broker in Anlaby, we work 7 days a week to ensure you can reach out at a time that suits you best.
During your free mortgage appointment, your mortgage advisor in Pickering will ask you a series of questions to get an idea of what you are trying to achieve.
They will also conduct an affordability assessment and look at your credit to determine how much you can borrow for a mortgage in Pickering.
Your mortgage advisor in Pickering will begin to search through 1000s of mortgages to find one best suited to your personal and financial situation.
Once they find the perfect product for you, they will present it to you in the form of a mortgage illustration. If you are happy to proceed with our service and the mortgage product, we can begin preparing your mortgage application.
From here, you will work with a case manager. They will help you prepare and submit your mortgage application.
Once we send off your mortgage application to the lender, all that is left to do is wait for a response! Your case manager will keep you up-to-date if any updates are given regarding your application.
Getting mortgage advice in Pickering has never been easier. Simply book your free mortgage appointment online or by giving us a call.
We have slots available early in the morning, during the afternoon or later in the evening if you would prefer those times. You choose the option which best fits you.
Our mortgage advisors in Pickering have access to a vast panel of lenders, offering 1000s of mortgage products.
We meticulously search through both high street and specialist offerings to identify the one that best suits your personal and financial situation.
Being a responsive mortgage broker in York, we are at your service seven days a week.
Our fantastic reviews truly reflect the positive experiences our customers have had. Each review highlights the value our service brings in helping someone find the ideal mortgage product.
Visit our reviews page for a glimpse into how we’ve assisted our customers.
When considering taking out a mortgage in Pickering, you’ll typically be required to put down a minimum of a 5% deposit on the property.
However, if you have a poor credit history, you may be looking at a deposit of around 10%-15%. Keep in mind that these figures can vary among different lenders.
As your mortgage broker in Pickering, we will start with a Fact Find. During this stage of the process, we will get a better view of your personal and financial situation which will help us when selecting a mortgage deal.
You will then have a credit check performed on you, this step is essential to obtain an agreement in principle. Once you’ve handed us all of the relevant documentation and a valuation of the property has been completed, a formal mortgage offer can be offered.
For mortgage advice in York and to begin your mortgage process, get in touch today!
We always recommend trying to have an agreement in principle in place before viewing properties. An agreement in principle could put you in a position that would let you negotiate prices.
You may find it slightly harder to get accepted for a mortgage with previous credit problems, however, it’s not impossible! The difference is that you may be asked to put down a higher deposit than usual, perhaps 10-15% of the property purchase price.
Our mortgage advisors in York are able to obtain a mortgage agreement in principle for you within 24 hours of your free mortgage appointment.
Simply book your appointment with us and we can arrange this for you.
Read our 192 Reviews
Yorkmoneyman.com & Yorkmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Yorkmoneyman.com & Yorkmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm
